Government promises to build more housing and sell it at affordable prices, but resources for this purpose in the budget there. In November last year adopted a federal target program "Housing", according to which the annual volume of new construction should increase by 2015 to 90 million square feet. m, and by 2020 - up to 140 million By comparison, in the Soviet Union built 80 million square feet. m. In Russia, even before the crisis passed no more than 60 million square feet. m, 25 million of which - by the privateers. Construction industry activity more seeming than actual development. Production of basic materials in the past year has increased by 11% compared to 2009, Viktor Basargin, Minister for Regional Development. In my dreams of building sites this year, as suggested by Prime Minister Vladimir Putin, the builders will pass 63 million square meters. m. Due to the legislative initiatives which the country could reach 90 million square meters. m by 2015? Now in housing per capita while Russia is ahead of most countries in Eastern Europe and the CIS, but still 2-3 times behind Western Europe, acknowledges Basargin. Each year, housing construction, according to officials, in turn yields about 2 trillion rubles. The federal budget for the program "Housing" for five years allocated 291 billion rubles. "At first glance, little money," - I agree Basargin. "Hit funding" state expects from regional budgets and investors. Promising to return for the right laws to facilitate the burden of developers and customers. According to Basargin, the Duma introduced a bill providing for the introduction of a new auction mechanism to sell and lease land. The winner would be the one who cut prices as sales of housing units built in these areas. The Municipality undertakes to adopt the draft plan developed by the developer to provide land or a property developer, or to rent (the rate will be equal to the amount of land tax), to provide connection to external and communal infrastructure built by the developer to buy in and told Hope Kosarev, president of the Foundation " The Urban Institute. " The developer is preparing a project plan, developing a model documentation, builds homes and enter into contracts for the sale or equity participation (DDU) at a price fixed at the auction. Purchasers of the housing - and it will belong to economy class - can only be physical persons or public authorities. Violation of the rules of contract faces a fine of up to 1 million rubles. for each residential premises. At the conclusion of DDU, for example, customers pay only 10% of the cost of housing, the remaining 90% - upon completion of construction. It is assumed that equity shareholders will be 20% and 80% they can receive long-term mortgage. Affordable mortgage lending, which will help to develop the construction industry, is still among the priorities of government. In 2010 the country had issued 2.3 times more mortgages than in 2009, totaling 380 billion rubles. (Data from Central Bank of Russia). But mortgages in Russia, according to estimates AHML, takes no more than 3% of GDP - compared to 25% in countries' average level of development "(World Bank). And the annual interest rates on loans, although it declined to an average of 13% is incredibly far from European 4-6%. Savings rate of 8%, according to bankers surveyed, most marketing ploy: the borrower can not come "from outside", must have own funds of at least 50% of the cost of housing, there are other limitations. According to the "Strategy of development of mortgage lending to 2030" (adopted in summer 2010) the mortgage shall be made available to 30% of Russian households in 2015 to 50% - by 2020 and to 60% - in 2030 ( versus 17% in 2009). The number of transactions on credit money to reach by the time 14.9% of GDP. Innovative GC Amendment in the first part of the Civil Code (CC) may come into force in early 2012, wrote Pavel Krasheninnikov, chairman of the Duma committee on criminal, civil, arbitral and procedural law. Draft amendments to the CC experts have called innovative. True, the meaning of this definition means different. For example, a presidential aide Arkady Dvorkovich said that a number of amendments prepared interfere to solve urgent problems of the economy, and sometimes push it back. But with respect to individuals new regulations rather CC expand their rights, rather than prejudice. Thus, the project foresees the introduction of mechanisms for redress of the legitimate actions of the authorities. Previously, it was possible only if the actions of agencies to recognize the illegal. After assessing the damage in court will be sent a statement of claim. Reimburse losses would be from the federal budget. More significant will be the role of notaries: the wording of the bill says that the transaction, subject to state registration shall be subject to mandatory notary. This, of course, will increase the cost of processing transactions, but lawmakers are hoping that citizens will receive more in return guarantees. Ilya Plotnikov, lawyer of "Yakovlev & Partners," says a controversial position: in addition to increased cost of transactions, "it may make it difficult to civilian traffic." The validity of the transaction should be checked for its registration, says the lawyer. However, in the spring of 2010 the Supreme Arbitration Court ruled that the record in the Unified State Register of ownership is not an indisputable proof of good faith purchaser. Will this guarantee in place of notaries Rosreestra - question. At present there is no established practice of involving notaries to property accountability for mistakes made in the certification of real estate transactions, says Plotnikov. Proposed changes in the CC and greatly expand the concept of bondage of the transaction (by Citizen of the extremely unfavorable conditions due to inexperience in matters of levity or weak will.) May be declared invalid transaction made under the influence of not only violence (as now), but also a real threat. The deal, concluded under the influence of fraud, may also be recognized as invalid by the court at the request of the victim. Cheating is also a deliberate silence about the circumstances of that person in good faith should be reported. May be considered invalid and the transaction is concluded under the influence of delusion, Krasheninnikov said. To correct housing code amendments are being prepared and the Housing Code (LC). Do legislators have the intention to stop the practice common in the apartment of dozens of people. Plan to restrict occupancy of the apartment owner in person, if as a result, each resident will account for less than your standards, some local government. Exceptions will be made to a spouse, child or parent of the owner or tenant. Another innovation - setting a minimum percentage of ownership of a dwelling based on its total area. With a total area of 30 square meters. m, it must be at least 1 / 3, for housing from 30 to 60 square meters. m - 1 / 6, from 60 to 120 square meters. m - 1 / 10. "Such changes in the LC would be contrary to the RF Civil Code, - says Oleg Sukhov, a lawyer of the First Capital Law Center. - But if the government could implement his plan, largely reduced raiding apartments, where people buy shares in small apartments, trying to occupy a dwelling on the basis of a certificate of ownership. " For children and parents in the State Duma for consideration and amended the Family Code, designed to protect children's rights to housing after divorce. Divorced fathers and mothers may be required not only to pay child support, but also bear the additional costs associated with hiring them for an apartment. It may be in cases where the parent with whom the child lives, there is no housing for ownership or share in common ownership on premises, allows the joint residence of the child and the parent, or living quarters under social rent. There may be other circumstances which do not allow the parent to provide the child with room for your stay. It is true that what - the bill does not specify. There is in him and the rules should be allocated as costs for leased square footage for a child between the former spouses. Also, the State Duma intends to amend the LCD designed to secure the right to housing for ex-spouses, if they have been logged there. Members of the owner's family, including ex-wives, it is expected to maintain the right to live in an apartment, even if its sales, said Sukhov. Moscow would not give And here in the capital of the legislative authorities intend to stop the practice of improving housing conditions in demolitions and settlement - and to owners and tenants of council flats. Moscow City Duma adopted amendments to the Law "On ensuring housing rights in the relocation and release of dwellings (houses) in Moscow» (№ 21 dated May 31, 2006). If you have previously granted to the tenants at the rate of new housing 18 kV. meters per person and the family of 5-7 people, living in a 2-room apartment, could count on the 3 - and 4-room mansion, now she will move into an apartment that is equal to the area previously occupied. Will not improve living conditions and waiting: they will be moving in similar previous apartment and wait for their turn to improve their living conditions. We are waiting for a guide to the tax in 2013 will put a single property tax for individuals. He will pay the owners of commercial and residential property owners and land ownership are permanent (perpetual) or life estate. A new tax rate planned at the level of 0.1-2% per year, its outcome will determine the size of the local legislative authorities. "There are some negative examples, when local authorities at times inflated prices compared to the average for the Russian Federation", - says Sukhov. Room area of up to 50 kV. m tax promise not to tax.
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