Thursday, November 3, 2011

Buy an apartment on the Internet: Is it possible without leaving the house to deal. Modern possibilities; opinions of professionals, looking to the future

On the Internet today you can buy almost everything that heart desires. E-commerce market and learn Realtor agency, offering clients a new on-line-services. Of course, much easier and the Internet makes life much more convenient to the consumer, however, limited solely to a virtual space, when it comes to buying a home, a bit early. On what there is now "Internet bells and whistles" for potential home buyers and figured journal www.metrinfo. Before you talk to today realtor realty company, each has its own site (or even more), new portals dedicated to offering real estate database of residential facilities. Most subject gateways offer potential buyers electronic "toys" - services that can be used before the treatment directly to the agency realtor to get the initial idea of ​​its capabilities, and those options that offer the market. This is particularly true for on-line-calculators created by specialists of the analytical center "Indicators of Real Estate Market," which can be seen not only in the portal www.irn, but also on other "fraternal" resources. (More on this see the article "Online calculators IRN on other portals to help develop the latter."), For example, is very popular among users of the calculator, which is called "Free Evaluation of apartments online." He calculates the cost of the apartment, according to its specific parameters, moreover, we can not only learn the price of housing today, but in the past, and in the future. If you are planning to move in a certain area, it makes sense to get acquainted with the service "A comparison of the dynamics of prices for apartments in areas and districts of Moscow." It will help to make the schedule of which will be seen - where better to buy an apartment, when, etc. If favored by region too expensive, it may be worthwhile to live somewhere nearby, in a more democratic prices. Housing calculator will help you determine - to a shelter, you can claim, having the specific amount of money, and will offer three versions of the best studio, one-bedroom and two-bedroom apartments. And with electronic realtor you understand what to expect if your assets as are not only money, but the available apartment. Or just a flat, or just money. You know, and - whether you need to pay extra for the desired option or you can get the funds available. (See "All the calculators on-line analytical center of IRN»). From selection to armor defined with money and possible options in theory, you can begin to practice. That is, find an apartment in a specific database objects. For example, searching for the portal database "World Apartments" to more than 200 thousand people per month. "If you are looking for an apartment for a particular street or in a particular house, in the basis of the desired motion may not be. A request should be retained, and once in the selected area or the house will offer you will receive an email notification, - says Victor Schebletsov, director of development portal "World Apartments". In addition to e-mail information on new homes can be prepared with the help of Twitter, if validation of the respective subscription, all placed in the database properties will be immediately transmitted to the tape and Twitter. Instruct search of housing can be not only a machine, but also a realtor. A turn to the realtor, today is also possible on the Internet. "On our site it is possible to request a sale, purchase and rent," - said Marina Markarova, managing partner MAYFAIR Properties. "Selection of an apartment can be ordered on our website, specifying all parameters of interest. We're finding housing, as with a mortgage, and without, "- says Oksana Rusanovich, director of marketing for" ABC Housing. " If the apartment is found independently on the basis of the agency, should be sent to her request. After receiving it, specialists will contact you by telephone and agreed on the time of viewing. Opportunity to apply for inspection of the object is, for example, on sites of companies MAYFAIR Properties, Real Estate ABC RELAYT housing, Miel, etc. Some real estate agencies offer their clients and to reserve vending facility. True, it works most of the proposals for the primary market. "We in the" New "book concrete apartment with one click you can" - said Oksana Rusanovich (ABC Housing). Since then, the apartment will be available to other visitors. The primary market for this service was not chosen by chance: apartments to be built to look impossible, for it is better to know the location of the house, planning and construction phase. "As for the secondary market, most customers prefer first to talk personally with the realtor, real estate look, check out all the necessary documents, and then to buy", - said Elena Gogoberidze, head of the Department of Information and PR «Moscow Real Estate Agents." Related Services Real Estate Agency can be ordered and other services. For example, the company's website "RELAYT Real Estate" is proposed to apply for selection of mortgage programs and assist in getting a mortgage, for legal assistance, exchange apartments, or purchase real estate in other Russian regions (interregional trade). Many real estate agencies (for example, the same "RELAYT Real Estate") offer through its portal, on-line-consultation. "We have a communication service" realtor on duty. " Each visitor can ask any question to one of the seven duty of Realtors, and believe me, no job, they do not sit - says Oksana Rusanovich (ABC Housing). - According to our estimates, due to this service, we get about 30% of customers. " The portal "World Apartments" popular "widgets" on the thirty cities of Russia. They allow you to quickly track the fluctuations in the housing market in the region up to the daily updates of the average cost per square meter. The portal company "ABC of housing" can be ordered by calling the realtor pic. Shop Online Apartments Not so long ago, "NDV-estate", said the discovery on its website an online store. On the website you can fill out an application for the purchase of new buildings or the purchase, sale or exchange of housing on the secondary market. A special form identifies the main parameters of the property, price range, the most attractive way to pay you, and contact information. This application comes to e-mail the responsible officer and, according to Ian Sosoreva, Head of buildings of "NDV-estate" within 24 hours with you on the relationship manager leaves. Find out all requests, offers suitable facilities. In mail sent to the client calculated value of the property, terms and form of contract. "Moreover, different payment mechanisms are available: installment, mortgage, netting, etc. The only condition - all payments are made through a bank, ie by bank transfer. And in the case of regular installment payments also are held in non-cash "- says John Sosoreva. If you decide to finally purchase, you must send the manager a scanned copy of the passport, and he will send the contract, signed by the company - a scanned copy of the e-mail, and the original by DHL, as well as all supporting documents. After receiving the contract, you pay the purchase, which tie him with his signature and send back to the manager - a scanned copy of the mail, but the original by DHL (DHL costs paid by the sender, ie, once the company and the second time - the client). That's all. It is not necessary to fear the loss of documents: "Employees fully control the process of delivery of contracts to the client. And if the documents are still lost, they can be restored. For example, the secondary housing market, you can request a duplicate title documents registered in the Chamber ", - says Svetlana Birini, head of urban real estate company" NDV-estate. " So you can buy any apartment from the database "NDV-estate": "Clients, including the regions of Russia, our available buildings in Moscow, St. Petersburg and Sochi. You can also purchase an apartment on the secondary housing market in Moscow and St. Petersburg apartment or on the assignment of the claim. In the latter case, the client will have only once come to the office - directly on the deal, "- said John Sosoreva. Remotely possible to hold the mortgage transaction, "The property is reserved for the client and completed loan application. She sent us a scanned copy by email, but after our check in the same form application sent to the bank (but in that case, the bank will require it and the original, which you can send any courier service). Usually within 5 working days of the bank decides on the loan. After a positive decision of the bank, we agree with the client on the day of the transaction. On this day at the appointed time the client arrives at the bank with the originals of all documents and after 2-3 hours it becomes the landlord to sign a contract and the payment, proof of payment rights to the apartment. Follow the same mortgage payments can be made in offices and branches of the lending bank or via internet banking ", - says Andrey Vladykin, Head of mortgage and loan company" NDV-estate. " Nobody prevents clients, please contact via e-shop, then come to the office or see the object. And so they often come secondary real estate buyers. While online stores took about 40 deals. Complexity of on-line sales, but not all agencies Realtor and real estate professionals looking for Internet Services optimistic. "Flat - too individual product, so perhaps such an important matter will ever be reduced solely to the mechanics of the online store", - says Oleg Samoilov, CEO of "RELAYT Real Estate." "Yes, and documents on a flat, clean deal, just check the Internet can not" - adds Gogoberidze Elena (Moscow Real Estate Agency). In addition, laws in Russia are far from perfect, and even more in online sales (by the way, the law "On Protection of Consumers' sales through the Internet equates to sales of goods by sample and a sample of what can be discussed at home sales - the big question.) For example, where is the guarantee that the object displayed on the Internet, life would be the same as in the photo? And if you get it remotely, without inspection, you'll need it to live. "Even in the West, where the legal side of the Internet business worked out much worse, there is evidence only of the single-line transactions, - said Victor Schebletsov (World of apartments) - but in Russia as long as buyers and sellers that prefer the traditional off-line relationships" . That in the future? Yet the future - for progress. "After all, the organization of sale of housing on the Internet will greatly simplify the procedure for the transaction. Now the transaction takes on average two to six months, and this nervous energy expending and procedure, and the Internet would help to avoid red tape and hassle. In addition, online shopping flats would have helped the market to expand into new revenues and improve customer service, "- says Victor Schebletsov (World of flats). And most agencies realtor and real estate portals are going to develop on-line-services. For example, Marina Markarova (MAYFAIR Properties) says on their website soon will be able to on-line counseling. And Victor Schebletsov promises to introduce elements of reference service - ranking sites according to risk and real estate agents in their willingness to deal and reliability. "Companies we plan to offer accommodation of personal pages with an option to display the search results apartments. This way we can help the buyer and the realtor to find each other within the same district. We also want to place on the site applied statistics, which will allow potential buyers to understand how a particular proposal is consistent with the market, and the seller - to appoint an adequate price for their object, - says Victor. - I am sure that the level of technology will soon allow to minimize the risks and the real estate market will use the Internet more actively. " Summary www.metrinfo Today, we can not imagine to do without the global network. And even in such specific and complex markets, the real estate market developing on-line services and think about online stores. However, while totally automated home sales does not exist, most Realtors offer request a viewing of the object or selection of suitable housing, as well as provide on-line-consultation. But not so long ago appeared on the market of apartments online store. It is very different from the classical and involves participation manager throughout the transaction, but still allows you to buy and sell housing without leaving the house.

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