Leading mortgage banks summed up in 2010

Analytical Center of Rusipoteka published a ranking of leading mortgage banks on the basis of work in 2010. As in previous years, the leaders began to banks with state participation. The first two lines rating of Sberbank and VTB 24 occupied. Third place went to Gazprombank, the dynamics of which can not fail to note - the most successful for the Russian mortgage bank in 2008 finished outside the top ten. Competition state banks amounted to a mortgage bank DeltaCredit, which for several years consistently ranks among the market leaders. Closes the top 5 mortgage banks Zapsibcombank, who managed to oust TransCreditBank. Also in the top 10 include Bank Renaissance, UniCredit Bank, Bank Societe Generale Vostok (BSGV), Bank Zhilfinans - banks traditionally occupy a stable position in the mortgage market. The results of the banks in the mortgage market over the last three reporting periods are as follows. 2010 6 months. 2010 2009 Bank Name Amount, million rubles. Name of Bank Name of Bank 1. Savings 184 500 1. Savings 1. Savings 2. VTB 24 31 732 2. VTB 24 2. VTB-24 3. Gazprombank 16 677 3. Gazprombank 3. TransCreditBank 4. DeltaCredit 10 679 4. DeltaCredit 4. DeltaCredit 5. Zapsibcombank 7428 5. TransCreditBank 5. BSGV 6. TransCreditBank 7190 6. IBC 6. MIA 7. Revival of 4981 7. Zapsibcombank 7. Rosbank 8. UniCredit Bank 4939 8. Bank Zhilfinans 8. Bank Zhilfinans 9. BSGV 4518 9. Bank ITB 9. Nordea Bank 10. Bank Zhilfinans 4381 10. RosEvroBank 10. Investtorgbank Talking about the dynamics of the mortgage market, it is worth noting that the number of banks that exceed the level of 1 billion annual issuance in 2009 was only nine, while in 2010 they became for nearly forty. This is a testimony to the increasing competition, which is certainly in the foreseeable future, have a positive impact on credit conditions. "I think in 2011 we will not see a significant reduction of the lower limit of interest rates on mortgage loans. Most likely, the competition will unfold on the various committees. Also in the struggle for client banks will be forced to reduce rates of upper threshold and the size of the initial contribution of individual programs , thereby expanding the pool of potential borrowers. I am sure we will see an increase in the share of lending to the primary housing thanks to state support of this segment ", - says CEO" RUSIPOTEKA "Albert Ippolitov. Data from the Central Bank's residential mortgage market. Indicators 2010 (on 1/1/11) 2009 (on 01.01.10) The debt, billion rubles. 1 127.8 1 010.9 volume of overdue loans, RUR bln. 41.6 31 The volume of credits, billions of rubles. 378.9 152.5 Number of loans, 301 130.1 thousand pieces we see that the mortgage market has not yet reached pre-crisis level - in 2008, was granted 655.8 billion of residential mortgage loans. However, the amount owed on the mortgage housing loans reached a record high.