Apartment in new building: calculated risks

The stagnation of the real estate market spooked many investors - and potential, and those who have long appreciated the benefits of investing in real estate. In their view, the modern Russian real estate market is too unstable to "keep the money in meters squared." However, experts believe that the shock revaluation that occurred on the real estate market in the last three years, has gone only benefit by making the value for money and be healthier and strengthen the position of investors. How is this possible? Try to understand. The real estate market of Russia and, in particular, and to a greater extent - in Moscow, was indeed a favorite "piggy bank" investors in the pre-crisis years. They generously invested in new buildings - one in order to increase their profits in the rapidly growing market, someone - because the apartment on the stage of readiness would be to him no longer afford. On this fertile field for new projects sprang up like mushrooms, and increased demand guarantee excellent merchantability - buyers swept away everything, even at home, the quality that differ markedly from the stated amount. Alas, not for the better ... The crisis has made their relationship to market adjustments, and we have ceased to live on a shaky, but an attractive investment "field of miracles." Does this mean that the purchase of apartments in newly built house has ceased to be an attractive investment? No. And experts have called at least three reasons for investing in real estate under construction is better to do right now. Three compelling argument "for" First of all, it's all the same notorious combination of price and quality. Previously, for each square meter had to pay a king, but now the market has adapted to new conditions. Now, the investor pays only for what he is really ready to sell - a convenient design of the house, good location, high quality finish. Together with a market boom are gone, not only cosmic profits, but not less unearthly prices. Of course, an apartment in Moscow now can not afford not to everyone - but still significantly down bar available. For those who are willing to invest in real estate a little more expensive "economy", the market creates all the conditions. That includes all the same fair price. Second, this newly acquired market stability. It was after the crisis and the subsequent stagnation of the market has become truly stable. No matter how attractive the market is not looking, say, 2007, with its soaring, it was good only for investors, speculators willing to invest large sums of money and risk them - or multiple-profit, or a complete failure. "Price bubbles" inflated "forever, sooner or later the market would have subsided. And at this point from a bona fide investor had every chance of losing not only profits, but the money invested, "- said Vladimir Tribrat, Marketing Director of the Civil Code" Pioneer "and adds:" Now the market is stable - with a confident, though not as high growth. It is in such condition as it is predictable and easy to use for private investors. " Finally, thirdly, the market after the crisis - an excellent opportunity to verify the reliability of contractors. Someone placed the crisis on the blades, while others stay on his feet. Someone had to freeze the project, and someone had to date, will finish all the promises. "Faced, like everything else, with a sharp decline in demand in times of crisis, we went to a decrease in profit margins and significantly lowered the prices for apartments, as well as reduced costs, - says Dmitry Otyakovsky, Commercial Director, SC" Pioneer ". - But did so by eliminating some of the services of subcontractors, and create your own specialized units, so the crisis we did not cut bloated state, like many developers, but rather to recruit staff. " Clear obligations on loans helped to keep the necessary financing. As a result, none of the projects the company has not been frozen, and all construction periods were clearly observed. On the strength of such a test can only dream of - now to choose a reliable builder enough to raise his "biography" and make sure that even in such circumstances the company could meet its obligations to customers. Hence, in the quiet time and even more able. Let's count, but is it profitable to buy an apartment now under construction, and whether to invest their money in terms of inertia of the market? According to experts, in the case of buying an apartment in a newly built house or projected, investment attractiveness is high enough. Each quarter the cost of apartments will grow regardless of the vagaries of the market - simply due to increased availability of housing. That is about 15-20% a year - quite an appreciable income for private investors, and certainly much higher than deposit rates. Obviously, the apartment will always be not only profitable but also more reliable than a bank deposit or shares. If only because it is real and is suitable for many purposes: residence, resale, lease. Unlike virtual financial obligations, it is not going anywhere. And domestic investors are well aware this is the main physical quality investment apartments: According to analysts, the Russian business still prefers to keep at least a portion of its funds in the most reliable currency - in square meters. For example look no further than necessary - LCD "Vanguard" in New Cheryomushki of GC "Pioneer", at the start of construction in 2004. sold for 1.5 thousand dollars per square on the stage of putting into operation in 2006 already 5.5 thousand dollars per square meter, today in the secondary market is worth about 8.5 thousand - even with the crisis of revaluation. How to minimize risk and maximize profits by buying an apartment in new building? We've already talked about the "verification crisis", and today it is the best way to make sure that your chosen contractor is reliable enough. Do not limit your advertising avenues, check the company information on the Internet and choose the one builder who always brings the building to the end and in time. You can even visit finished and inhabited objects developer, and communicate with tenants homes. For the same, to increase profits at the expense of investing in an apartment, you must buy at a very early stage - it's a little more risky but more profitable. It's no secret that developers are taking a construction loan from a bank at interest. Today, it is not less than 12.5% ​​-14% per annum, which are laid in the price. If these funds are attracted from customers, interest to the bank need not return, and the apartment can be bought cheaply. This kind of "bonus for the trust" for the first buyers. How do I choose a project to buy a flat? To do this, evaluate the proposed houses consider their strengths and weaknesses, challenges, and to compare the prices that put the developer. Now the market can be found at home of varying degrees of readiness. Several developers have announced plans to start new projects at the end of the beginning of next year. An example of the nearest object to a successful investment - the new apartment complex about comfort-class m.Volzhskaya of GC "Pioneer". Construction of the complex in the municipality of "textile workers" SEAD Moscow will begin in the coming months, the opening is scheduled for December sales - this is the very early stage, when the flats are sold at the lowest prices. The project has the potential to become the best offer in the area where the bulk of the housing stock up panels and brick houses and 40-60s built. A new residential complex, made on an individual project, created in the famous architect's "Kiselev & Partners," will consist of six monolithic single-section housing 14 storeys to 20 storeys as well as a kindergarten, primary school block and underground parking. Of course, this is the most high-quality housing in this area in coming years that will provide stable housing estate prices and high merchantability in the final stage. Apartment in a house you can always rent out or sell with notable gains. Development company predicts a rise in the cost of about 15% per year, it is expected that with the "heating" of the market, this figure will increase. The construction period - about three years. A good suggestion for life and the lease is another project from SC "Pioneer" - a new residential complex in North Tushino. Opening of sales is planned for February 2011, the construction of the entire complex the company intends to complete in 2012. Here growth stroimosti property may reach 20% per year. This residential complex with a total area of ​​about 49 000 square meters is built on the technology panel construction and handed over to purchasers since finishing. In addition, the management company the builder will have enhanced features and will help investors to search and service tenants, will issue the necessary documents will trace the condition of the apartment and make timely rent payments. So, for those buyers who plan to earn income from the lease is guaranteed by 6-7% per annum, without hassle and headache. There are interesting offers in the market for far-sighted investors wishing to invest in commercial properties in residential areas. For example, such as a residential complex "Lazarevskoe" built in South Butovo. On the ground floor commercial space located LCD small size - space for shops, cafes and social infrastructure. These areas are generally available at prices to private investors who are going to make a one-time investment in this market segment, and entrepreneurs who plan to use the area for the purpose they are quite expensive. Purchase of such facilities from the developer attractive absolutely transparent scheme paperwork, and be sure that in consequence of ownership. Over the last year the market of new buildings is not only not lost, but also increases its attractiveness to investors. The stability of the market, from which "sweep" unreliable developers and speculators, provides the best conditions, even for novice investors, who now will not be difficult to navigate in the proposals and bids. Investors who are willing to entrust their money to real estate under construction, will be rewarded with lower starting prices and stable profits. In other words, now is the time for investing in square meters. Irina Romanova, Head of Marketing and PR SC "Pioneer»