Players of real estate market is still trying to lure the charms of Muscovites in foreign real estate is not the most attractive investment, and sometimes dangerous world. My3D attempted to determine whether or not to hurry to change his apartment alien to us, "the Turkish shore," guided only by considerations of low cost and proximity to the sea, sun and water. To the Editor GZT this week came almost simultaneously two different analytical material. In one of the journalists were asked to inform the reader that it is time to stop aimlessly considered foreign property catalogs and compare the prices of its small "odnushek" with housing prices in different European countries, because in this way do not find yourself closer to the warm sea, palm leaves and notorious service. In other words, the consumer is once again advised to change his Moscow apartment and quickly move to an earthly paradise. Among the variants of this paradise is now increasingly appear Calabria (southern region of Italy), Bulgaria, Croatia, Egypt. The second material, in contrast, has warned customers to purchase housing in the problem in terms of return on the regions: in fact, faced with problems such as falling investment appeal or by other factors, the buyer risks do not sell their homes or do it yourself at a loss. Examples were also given Calabria and Egypt. Let's try and we consider as to whether these areas are attractive to stay. Come, it will be interesting is worth noting that foreign real estate, especially in resort areas, the Moscow real estate brokers have traditionally not advertised as housing, but as a hotel room: the house on the first line, near the sea, sand, palm trees, year-round recreation, etc. On issues of resale and the growth yield to speak can not be accepted unless it is a more expensive European offerings, designed, apparently, a "more intelligent" wealthy clients. Thus, the specialists of "Miel" yet specified, not necessarily change insisting their only resort apartment accommodation: for these purposes may be appropriate, and the second apartment, which can be rented out, still after the crisis, rents have fallen. Proposal from "Miel" is this: you give her Moscow apartment for sale, choose your own overseas property, comparable in price, and, putting a deposit of 30% of the European flat, or move hand over accommodation to rent. According to the CEO "Miel-DPM» Natalia Zavalishin object abroad goes to the buyer before the company will sell the Moscow apartment. "Although, of course, the final transfer of ownership will take place only after payment of all its value. Until then, it is considered that the European flat sold to you in installments, without interest and surcharges. " Director, Department of overseas property investment company IntermarkSavills Igor Indriksons, in turn, said that the company's experts have repeatedly warned about the problems of virtual growth in house prices, as a rule, leading, for example in the fall of the loudest ever, quite a resort area , the Arab emirate of Dubai. "However, these risks are and the less well-known markets" - shared real stories of the collapse of the investors' own practices expert. Calabria: from depression to Riviera According to Igor Indriksonsa, recently they had to deal with the sale of villas in Calabria, that their client has acquired with the intention to continue to lease it: this region of Italy was presented to her as "the new Riviera." "Our client had made a mistake in yielding to the power of emotion and without analyzing the situation. In fact, the property market in Calabria totally illiquid, "- said Indriksons, suggesting that the depressed region of the country was artificially promoted simply for the sake of the virtual growth in property prices. "With all the known techniques of marketing and PR, the region" unwound "so that there came the first investors. After their arrival rates in the price lists are beginning to rise steadily. Typically, this scheme is rotated in five years: two years in the construction of investing government, and then for three years, portfolio investors, after which objects go in the secondary market. In fact, in all these regions, prices are rising only on paper "- said the expert. Charms of Calabria in countries such as Bulgaria, Montenegro and southern regions of Italy (Calabria) attract buyers to have a good climate, a variety of opportunities for year-round recreation, loyalty to the foreign home buyers and low property prices. Thus, in Calabria, washed with two seas, the Ionian and Tyrrhenian, - the cost of quality apartments in the complex with its own infrastructure starts from 65K euros. Also attention is paid to the buyer that the purchase of the object in Italy will immediately get a Schengen visa valid for one year with possibility of extension. According to him, in the country the tourist flow is not formed, which, no doubt, will cause problems as the letting of the acquired object, and with its subsequent resale. In addition, in Italy, as well as in Spain, Greece and Portugal, large external debt, which means the minimum term growth prospects. Recently, a small increase in prices was observed only in the central areas of Rome, Parioli and characteristic Trastevere area, as well as in Milan near the Duomo and the historical Ripamonti. To avoid falling into a similar situation, experts advise companies to contact the bank for a mortgage loan to purchase a specific object. After all, the bank always evaluates the collateral for liquidity: if he can sell the house or apartment in case the borrower defaults? That is, in fact, the bank performs the underwriting for the investor. "Calabria, for example, is precisely the region where to buy real estate with mortgage banks is almost impossible, it simply does not give out, for fear of difficulties with the resale of facilities", - says Igor Indriksons. From the mafia still no one left in the Italian real estate company Piedmont Property GZT said that the situation in Calabria really leaves much to be desired from the standpoint of the investor. "It's south of Italy, where people come mainly to relax on the warm beaches. However, the environment in this area for many Italians is very unpleasant. In other words, ya3D would not advise investors to invest in real estate Calabrian - said company spokeswoman .- In any case, do not do the investors who live in the north of Italy. " According to her, the social situation in Calabria is very easy, organized crime, mafia, is a significant factor in the formation of prices. And most real estate companies prefer to work in Italy in the north. "The most favorable in terms of investment areas is Tuscany, Piedmont and Umbria", - added the interviewee GZT «Dear" mafia of Calabria The narrow Straits of Messina is separated from the island of Sicily, the Italian Mafia stronghold, operating throughout the country. However, in the Calabrian mafia has its own long-existing secret organization Ndrangeta by the laws of that province, and lives today. This is one of the most powerful organization today consists of approximately 155 groups and has about 6000 members. Ndrangeta has a horizontal structure, ie each semya3D have complete control over its territory and has a monopoly on any type of activity. Activities: trade in weapons, drugs. Effect Ndrangety felt in every village and family. Its members are called "respectable," and can not be solved without any question, whether a permit to build a house or a bank loan, opening shops or settlement of family conflict. Corrupt local bureaucracies created to "respect" the most favorable conditions for this. The corpses of the narrow streets of the main city of the province of Reggio di Calabria (which now sells real estate and Russians), normal thing for people is the next victim Ndranghety. According to director of international property STAN Alexei Peshkov, the Russian buyers generally have to be "lights up" all the disassembly: "No there is no mafia, it's all nonsense, which do not concern us. Calabria has always been deaf to the Italians, but located near the sea, the province where you can go to relax. In contrast to the more expensive coastal regions such as Liguria property in Calabria is cheaper: two-room apartment 60 square meters. m here can be purchased for 80 thousand euros, in Liguria, she will be worth all the 250 thousand euros. If we talk about the villas, the villa in Liguria at a price of 1.5 million euros in Calabria can cost anywhere from 500 thousand euros "- argues that the region Alexei Peshkov. Greatly exaggerated rumors of mafia disassembly and Natalia Zavalishin said: "It's calm, quiet area. If you live in a sort of complex, you may have never met no one. At the same time there are a number of advantages: in addition to proximity to the sea is the low purchase price, the Schengen zone, etc. As for attractiveness, it certainly should not expect revenue in a year or two, you should count on a longer term. The level of investment returns by buying the object at the initial stage of construction at the time of its completion can vary from 5-7% to 15% ", - says Natalia Zavalishin. Near the Red Sea Member other unpleasant stories, according to IntermarkSavills, has invested $ 500 thousand in construction of residential complex in Egypt, whose construction was later halted for an indefinite period. Thus, the investor would like to save money when the crisis struck. At the same time he admitted that as keeping money in a bank deposit, he would have chosen the European banks, but not Egypt. "If you do not trust the safety of money the banks of the country, how you can invest in real estate in the same country? Indeed, investments in real estate priori riskier than bank deposits! "- Igor Indriksons surprised, saying that unless purpose of buying investment property, rather than use their own home or apartment during the holidays, then, under no circumstances should you invest in real estate of Egypt . Cash against the mortgage market of Egypt almost hit by the crisis, and could not suffer, because there is almost no mortgage, and the majority of Egyptian and foreign property buyers pay cash. However, prices in the secondary market for 2009 fell by about 37% of the data in 2008 Theoretically, this situation is nonsense for such illiquid market. Today, according to Prian, housing prices in the popular resorts of Hurghada on the first line of $ 1,000 per sq. km. m, the second to $ 2,000 per square meter. m. Property in Sharm el-Sheikh on the first line is estimated at $ 600 per square meter. m, the second to $ 1,000 per square meter. M. According to the analytical review Prian, a leader in demand from foreigners is Hurghada, though analysts recognize that the income from renting local apartments for rent is unlikely to bring a considerable profit, as the major tenants will be local residents. New apartments in walking distance from the sea area of 39 square meters. m selling for $ 27 thousand villas cost "luxury" comes to $ 1.5 million in Sharm el Sheikh Hurghada in comparison with more mature-only resort hotels there are about two hundred. Despite the great developed tourist infrastructure, foreigners are not so willing to buy property here, partly because of higher prices, partly because of the legal characteristics of purchases (housing shall be written in the property, and long-term lease). For example, a studio with private terrace in the five-minute drive from the center can be purchased for $ 34.5 thousand in general terms, established to date, prices for these two resorts can be summarized as follows. In the segment of low-budget, but quality housing that meets all current requirements, you can find options ranging from $ 500 per square meter. m. Prices of objects located on the first line to range from $ 950 up to € 2 thousand per square meter. m. Other notable places to rest, Marsa Alam and Sahl Hasheesh. In the first apartment of 50 square meters. m will cost $ 54 thousand, the second-approximately $ 67 thousand for the same accommodation. Can not buy to resell According to Igor Indriksonsa, buy property in Egypt may be, but sell-much more difficult. "Where there is no liquidity, the investment does not make sense. So for an investment of money Egypt is not a good choice. The only exception is the capital Cairo, the real estate which, in contrast, is characterized by high liquidity (there is always a demand from the local population), "- expert advice, reminding about the risk of purchasing low-quality housing. Analysts Prian, on the contrary, believe that the Cairo metropolis with a population of almost sixteen million people, a major industrial center, is not popular among tourists who are primarily interested in the sea and beach holidays. For example, the cost of one-bedroom apartments in a luxury complex, built in French style, is $ 198 thousand, however, according to Igor Indriksonsa, professional developers here have been built, only 10% of the housing and the remaining 90% of hands built the residents of Egypt. According IntermarkSavills, in Cairo, now nearly a million unoccupied apartments, while there is a need for cheap accommodation. In the lower-price segment of the market there is a shortage of premises 40 000 per year. More than 5 million people were forced to settle in the graves of Cairo City of the Dead. More than 11 million people from 82 countries make up the population, live in makeshift slums. "At the same time, the median income of rental housing in Cairo declined by 25% compared with 2009, to say nothing of the real estate Coast" - concludes Indriksons.
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