As shown by recent polls, most Muscovites do not represent the cost of a flat in Moscow. Most experts interviewed dream about an apartment for one million rubles, accessible apartment referred to as 3-4 million, but quite livable - apartments for 5-6 million. What to choose - a new building or the secondary market - and this rate mortgage experts argue. 5 million rubles - a psychological threshold for the buyer-room apartment in Moscow. To such conclusion experts GC "pioneer" in his report on the state of the real estate market. It should be noted that during those 5 million rubles from Moscow hopes to buy an apartment "respectable" area and is located in a good location, not requiring major repairs. "Unfortunately, the authorities may have been buried forever the idea of building savings banks, with which the Europeans have decided to own the housing problem in the 60s of last century," Such expectations are rather relative and maloobosnovanny, experts say. In any case, for the money to buy a home with such characteristics are not just good luck, and an unlikely success. In practice, it appears that a good "odnushku" over 5 million rubles on the secondary market, which often begin their search for buyers to find almost unreal. "Even today, one-bedroom apartment for 5 million to buy is difficult, - the VIEW-Property Commercial Director, SC" Pioneer "Dmitry Otyakovsky. - The lower plate is in the range 4,2-4,3 million, but such objects can be counted on the fingers of one hand. Any suggestions to 5 million, but not in the secondary market. To date, the average price for one-bedroom apartments on secondary housing already is 5.5-6 million. " In this apartment, fit into the price range up to 5 million rubles in the secondary market buyers do not promise any miracles: for the money offered the usual "panel" in the sleeping areas. Metropolitan realtors interviewed VIEW properties, in one voice saying that for 5 million to buy even unrealistic "hruschovku" because they meter today is higher than 135 thousand rubles and more expensive at 1.5% per month. Perhaps, one-room apartment with the requested characteristics can be sought about the underground "Altufievo", "Konkovo", "Medvedkovo", in the South Butovo in Zelenograd. The modern buyer is willing to pay for one-bedroom apartment in Moscow 5-6 million rubles, even if the price-quality ratio is not in favor of the latter, experts say. This is due to an urgent need: one-bedroom apartments are for visitors from the region a kind of "entry ticket" to "settled" life in the capital. One-bedroom apartments and small "kopeck piece" - it is the necessary minimum, which fits the average family with average income, subject to attract mortgage. As for the bottom bracket housing costs in Moscow, the proposals in this category, there is little, but that can be found, or has a number of significant defects or costly to repair. This fact fairly quickly decided to take advantage of the developers that are still in the midst of the crisis was to reschedule large apartments in small buildings in. "There is an ancient rule -" If you want to be rich - learn to serve the needs of the poor ", - says CEO LOOK-Real Estate Consulting" Bureau of Information Support of investments "Victor Shcherbakov. - Why build apartments on the outskirts of large areas of Moscow, if the location itself will never attract more wealthy and middle class Muscovites? All the talk about a better environment in the suburbs - it is also a kind of utopia or a ploy to justify the inability to buy an apartment in the center. But ecology is bad everywhere, and no one knows where it is worse - in Kapotnya or Sretenka. " Note that the crisis has forced not only to build apartments smaller areas, but also sell new construction not in concrete, and finish with, if not the best, but still one that is suitable for entry into the house after its acquisition, they say in the CC 'Pioneer ". Private developers will pay a lot of attention today is the mass segment of housing: in their view, the principle of "cheap - not so bad", you can attract more buyers, and therefore sell more apartments. This led to a new format for budget real estate - at the junction of the steward and business class. A new phenomenon in the market has been called "comfort class", and its main characteristic features are high standards of quality while maintaining reasonable prices. It is true that, as they say LOOK-Real Estate market specialists, we have and this category is almost immediately "sweep" as before the crisis, the category "Business" and "elite" housing. The cost of most one-bedroom apartments in the "butt" in new projects, ranging from 4 to 5 million rubles. In fact, today we are talking about what you choose - a more convenient location in the "old" home on the secondary market or - remote areas and new houses. Prices here and there about the same - the real estate market you can find quality new buildings and shabby "secondary" flats at the same price. But it could be vice versa. Looking ahead, then according to experts, cheap apartments will continue to be the fastest sold out, given the slow revenue growth and high inflation. Apparently, the dynamics of growth of prices will depend on the speed with which developers will bring to market new objects. It is quite probable and a situation that because of the reduction in the number of new projects under construction by the end of 2011 a deficit of cheap apartments. This is directly related to the rate and reduce the cost of a mortgage, experts say. Since the second half of 2010, rates of housing loans has been falling, although even today speak their availability would be premature. "The stakes are very expensive and not available to Russians middle-income countries, even though they are and should be targeted - says VIEW-Property Director of audit company Ivan Parnyshkov. - Unfortunately, the authorities may have been buried forever the idea of building savings banks, with which the Europeans have decided to own the housing problem in the 60s of last century. Maybe in the "pure" form for us and it would be difficult to implement this scheme, but it does not eliminate the possibility of finding alternative methods of saving for housing. Our bank is unprofitable to operate as do all banks in the world - to earn a little on each, but take a scale. Our bankers are just like a lot. " According to estimates Agency for Housing Mortgage Lending (AHML), in 2011, the amount of the mortgage will reach crisis level. As follows from the report AHML, experts expect that in the current year the volume of loans will rise to 640 billion rubles and ruble rate will be at the level of 11,8-13% for loans in foreign currency - at 10,2-11, 2%. "If you manage to keep inflationary pressures in 2011, mortgage rates in Russia are probably the lowest in the history of mortgage lending," - said in the review. "While this is only wishful thinking, and the rate of" 10% "- this is incredibly much, - said Victor Shcherbakov. - Today, the average mortgage rate in Europe is less than 5%, and it is considered high, and bears the "imprint" of the crisis. Two years ago, rates were at the level of 2.5-3.5%. " The fact that the Russians tortured housing issue - has long been known from the classic Russian literature. Today, as evidenced by these social scientists, only 14% of the economically active of our fellow citizens are satisfied in terms of living conditions. 86% would like to improve them, but this population only 13% of closely on this issue. The rest do not have the opportunity. These findings are contained in a report commissioned by the portal Superjob "Finmarket." The question "Would you like to improve their living conditions (living space available)?" 73% of respondents gave an affirmative answer, but said they did not have this opportunity.
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