Spain is a natural interest of different countries. Among the foreign property owners of this country's most Englishmen - they represent 35% of buyers. Attractive in the investment of objects often become Germans, the practicality of which is a national trait. In recent years, the Spanish real estate agents are increasingly dealing with wealthy Russians. But the proportion of our countrymen in the number of homeowners in Spain is not so great, as is commonly believed - not more than 1%. Nevertheless, much of the potential Russian buyers would like to purchase a property in this country: for this there are many objective reasons. The most obvious benefit of this country, washed by the waters of the Mediterranean and had no winter, people who have a superficial idea of Spain, considered extremely pleasant climate. In fact, this idea needs serious refinement. It's really comfortable (of course, the European style) are the northern and central areas. Drylands sizzling South Africa look like and perhaps will please the Russians, who are accustomed to the conditions of central Russia. But the fickle picturesque landscape of the country is really captivating. For people who look at life soberly and prudently, this country - a godsend: a steady increase in the Spanish economy allows us to hope that the local real estate will only increase in value. Finally, attractive and relatively easy conditions for getting loans that make up only 4.7% per annum. Dry in numbers If you believe this magazine Economist, the cost of 1 sq. km. m of housing in this country over the past 20 years has increased 6.5 times faster than the world average. Particularly dynamic growth of prices observed in the last 15 years. The 1993 price increase was around 5%, and from 1994 to 2000, prices have risen by an average of 6-10% per year. From 2000 to 2005, rates have doubled and amounted to about 20% per year. Rising interest rates European Central Bank has slowed down the growth of housing costs in 2006, following which recorded an average rise in price of Spanish property by 15-16%. There is also evidence of slower sales periods for new homes. What caused such a phenomenon? Apparently, some excess of supply: many regions of Spain in recent years, built up. A striking example - the chaotic development of Marbella, has experienced uniform raid by the Russians. As a result, lost their former attraction area were less preferred by foreigners. Analysts predict that as soon as weakening consumer demand will inevitably lead to a decrease in the growth of the construction sector, which already started last year. However, the optimistic nature of the Spaniards did not lose heart too about this. They believe that the economy itself in Spain to maintain the stability needed to lower growth rates. Enviable national philosophy, is not it? Romantic approach Coastal Mediterranean lands were valued at all times. In the past, thanks to the proximity of commercial maritime routes came in here most of the settlements. Today, this factor does not play a decisive role, but the coastal areas attractive for tourism. Interested in them and many potential buyers, especially from the Russians. Spanish real estate sometimes wonder how much the desire of our compatriots live "in the blue sea." This romantic approach to the acquisition of real estate incomprehensible to Europeans, particularly paying attention to practical things: the ratio of quality and value of the property, availability of the facilities, parking, infrastructure. Acute shortage of land along the shoreline for a long time contributed to the fact that the increase in property prices far exceeded the average statistical parameters and for the most attractive objects up to 40% per year. On average, in 2006 the average price of 1 sq. km. m on a new property in the capitals of coastal provinces is very close to that of Є3 thousand per 1 sq. km. m. However, this level is considered a very conditional, since different regions of Spain variation in property prices is huge. The highest rates of growth for a long time showing resort province of Alicante, Catalonia, Murcia, Malaga, Costa Calida, a little smaller - Valencian Community and Balearic Islands. It is necessary to assume that by now real estate market has reached the coastal areas of the upper point. Observed that a significant category of hotel owners on the coast tends to sell its facilities in order to buy real estate in other areas of Spain. This trend is explained by the increasing popularity of tourism in the central part of the country with a distinctive nature, monuments and art. The world-famous city, keeping the memory of the history of Madrid, Seville, Granada, Toledo, Cordoba, Zaragoza. Costa Blanca - Costa Blanca, the golden mean (Spanish for "White Coast") - the Mediterranean coast, stretching for 212 km. Most of it - the province of Alicante, there are such famous spa centers, as Benidorm and Torrevieja, surrounded by lakes and beaches healing. The climate of the Costa Blanca is one of the most favorable terms, combining heat and violence of the southern green prevailing in the north - in a word, then a mild Mediterranean climate. Against the backdrop of a rich natural landscape, historical and cultural monuments such land seems to incarnate a paradise. The most famous tourist destination is the coast of Alicante city, keeping the traces of many architectural styles: Greek, Roman, Moorish, Gothic, Baroque and Art Nouveau. It is a city of castles, nature parks, ancient streets, carefully guarded from the modern transformation, and the area turned into a museum under the open sky. A special attraction - the castle of Santa Barbara, located at 166 m high rock rising to the top of it, you can see the whole city, at a glance. The biggest tourist center in the Costa Blanca is Benidorm, earned his fame with its exceptional location. From the sea side town nestled giant cliff on the landward side - high mountains, protecting them from sudden changes of weather and the cold north winds. Convenient geographical position forms a unique natural climate: warm water without extremes, as the warm air and bright cloudless sky. The tourist infrastructure is put on the most advanced level. A striking example - water park "Aqualandia" with pools, water slides and caves. The city center area of the Taurus, which held the old Spanish race - bullfights, as well as a giant amusement park. It is a wonder how, in spite of the lively rhythms of life in this famous tourist spot, the Spaniards know how to protect the culture of previous centuries. Literally meters separate the intact blocks of old dilapidated buildings on the cutting edge of new buildings in Benidorm. It is not surprising that these very gracious in all respects territory were chosen for construction activities. Costa Blanca villas and mansions dominate in mountain valleys with views of the sea. Their cost is often higher than Є10 thousand per 1 sq. km. M. Costa Brava: Not less civilized north valued and territories located in the northern Mediterranean coast of Spain, which begins about 40 kilometers north of Barcelona and stretches to the border with France. Costa Brava many beautiful secluded corners, where the rocky shores alternate with quiet coves, and pine trees down to the sea. Unlike many purely touristic areas of the country Costa Brava is well developed industrially, which creates opportunities not only for tourism but for business. Of real estate acquired for a living, the most popular small houses midrange, which are located on the coast. However, in Costa Brava is so vast, that occurs almost everything: from the rich contemporary villas and mansions to small almost clay houses that have retained the features of bygone eras. Barcelona - the most expensive city in the country in Barcelona is located in the north-east of the Iberian Peninsula. It is the capital of Catalonia and the second most populous city in Spain. Simultaneously, he is perhaps the most expensive in the country - the cost of housing has risen above the mark Є4 thousand per 1 sq. km. m. Documentary recorded history dates back to the Barcelona-based at this point in the II century BC. Oe. Roman colony, but the revival and industrial growth of the city marked the second half of XIX century. You can not claim that this city has a distinctive presence of monuments, since the vast cultural heritage of the stores most modern cities in Spain, but Barcelona has its own special person with the imprint modernism. In essence, this is not even the city, and accumulation of several different cities. This is associated with a particular approach to the restructuring of the Spaniards and the planning of new construction. The holy rule - protection of ancient winding streets, the ruins of an old Gothic Quarter in the city center, bereguschih historical memory of generations and attractive to tourists. What a pity that such a respect for history, completely unaware of the domestic urban planners! Quarters area Eschample, which appeared in the second half of the XIX century, by contrast, clearly defined. But even in the heart of modern buildings can meet the area, whose most prominent decorative element is a pipe factory, located here reminiscent of the earlier of the old factories. In Madrid, the capital of Spain is all that is in the center of the Iberian Peninsula, gives rise to all national roads of the country and is considered one of the most attractive destination for tourists and potential property owners. This is one of the most beautiful cities in the world, a major European center of culture, education, science, industry and transport. All these factors attractive to business and the various forms of investments, including investments in real estate. Madrid is divided into two parts: the center - an old kernel, as usual in the ancient cities, with narrow and chaotic streets intersecting and lots of houses. As the distance from the center appear straight streets, intersecting at right angles to each other, and finally, you can see the quarters bearing pronounced urban tradition of our time. All sights are not listed. The most notable of them - is the royal palace surrounded by gardens, is now partially open to the public - a wonderful example of palace architecture of the XVIII century. Madrid - the city of beautiful parks, such as, for example, the Retiro or the Botanical Garden. A large number of museums and art galleries, among which the Prado (one of the most famous museums in the world of painting) and its subsidiary, the Cason del Buen Retiro, which exhibited the most iconic painting of the twentieth century - "Guernica" by Pablo Picasso. As in Barcelona, of particular value here are the old houses, they are expensive, prestigious, are always in demand. But not every old house is suitable for habitation. The reason for this phenomenon is not even that has changed notions of comfort. The fact that consumers often become wealthy Spanish citizens who buy old houses and rebuild them on their own, sometimes flippant and unprofessional representation. Housing in older areas can bring problems in the case and was not subjected to major repair. Especially are often subject to time wooden buildings have outlived their physically. Buying property in Madrid and Barcelona, particularly with the investment objectives, it is important to orient the system of preferences prevailing in this country. Among the advantages that are particularly appreciated by customers in the first place is a good location of the house (in the center of the city near public transportation stations.) However, the benefit of the advantages of our countrymen do not need to explain. But the quality of finishing materials, good quality interiors, decorated not only with modern technological materials, and traditional natural stone (granite or marble) - require more Spanish (maybe even European) character. Europeans often tend to regard as an expensive house in the construction site for the realization of experimental ideas, as so often happens in Russia. The Spaniards appreciate safety, and preference for home, which provides for a concierge service. If you add to the list of virtues is conveniently located near the parking lot at home, we get a portrait of the ideal home of the capital. In fact, those in the large cities of Spain, there are few. Most often forced to contend with the lack of a garage, because not even for all new buildings allow local authorities to construct parking. In residential areas is rarely seen as a necessary attribute of modern life, as a gym or pool. Yes, and comfort in homes, usually far from exemplary. What is real estate in Spanish? Property in any country has its own characteristics, reflecting the national character and geographic flavor, a system of ideas of comfort and specific construction techniques. These are in Spain. Many objects, found in Spain, are not much different from the familiar and recognizable types of modern living. Such, for example, studio apartments (studio), with one large room, usually located in high-rise building. This low-priced segment of the housing can not be said about the type of flats or piso apartamento, which is usually one or more bedrooms, a living-dining room, kitchen, one or more bathrooms. The apartment can also have a gallery (a long corridor with windows), separate living and dining room, solarium, terraces, and various utility rooms, gym and even a private pool, so do not compare only the number of apartment bedrooms. Depending on the location of modern apartment buildings often have a swimming pool, garden, playground, and sometimes courts, exercise rooms, a parking lot - the apartments in modern apartment complexes. From the standpoint of ease of apartment cheaper than Villa: Do not need to pay attention to the maintenance and servicing area, pool cleaning, gardening - all this falls on the shoulders of staff. These services will have to pay separately and on a mandatory basis, and throughout the year. Yes, and apartments for the money much more attractive: a large living room with fireplace, three bedrooms and the same number of bathrooms, complete with spacious sun terraces, the Spanish construction companies are asked to Є350 thousand to thousand Є600 This is largely due to the fact that it is not necessary pay for additional land (land in Spain is very expensive, for example, it is believed that two or three hundred square meters around the house - many already). Equally prestigious considered cottages (chalet) and villa (villa) - this is purely an individual dwelling, which is distinguished by all the comforts and many additional facilities: gym, sauna, garage, large plot with a tennis court and swimming pool. The list may vary. Size of housing depends on the area of the site. The most demanded villas on the slopes with panoramic sea views. Prices for villas small area (150 square meters. M) begins with Є200 thousand, not the most popular areas and up to several million at the prestigious resorts. On average, the acquisition or construction of a good villa area of 300-350 square meters. M will cost thousands of Є800 Є1 million to include more democratic types of real estate is called a bungalow (similar townhouses) - adjacent combined into blocks of houses, often with a communal pool and garden. The buildings are located on a small plot of land his own, which the owner is free to use at their discretion. Highly specific apartment, which is called "Atiq» (atico), located on the top floor of an apartment building - a kind of penthouse. But the Spaniards use these facilities in a very peculiar - as fantasy and suggests habits of each owner. Some make the roofs of the houses in the banal utility room, sunroom and arrange other pools. Their names are memorable, and land. "Finca» (finca) - this is a plot of land in the countryside. Spain is a natural interest of different countries. Among the foreign property owners of this country's most Englishmen - they represent 35% of buyers. Attractive in the investment of objects often become Germans, the practicality of which is a national trait. In recent years, the Spanish real estate agents are increasingly dealing with wealthy Russians. But the proportion of our countrymen in the number of homeowners in Spain is not so great, as is commonly believed - not more than 1%. Nevertheless, much of the potential Russian buyers would like to purchase a property in this country: for this there are many objective reasons. The most obvious benefit of this country, washed by the waters of the Mediterranean and had no winter, people who have a superficial idea of Spain, considered extremely pleasant climate. In fact, this idea needs serious refinement. It's really comfortable (of course, the European style) are the northern and central areas. Drylands sizzling South Africa look like and perhaps will please the Russians, who are accustomed to the conditions of central Russia. But the fickle picturesque landscape of the country is really captivating. For people who look at life soberly and prudently, this country - a godsend: a steady increase in the Spanish economy allows us to hope that the local real estate will only increase in value. Finally, attractive and relatively easy conditions for getting loans that make up only 4.7% per annum. Dry in numbers If you believe this magazine Economist, the cost of 1 sq. km. m of housing in this country over the past 20 years has increased 6.5 times faster than the world average. Particularly dynamic growth of prices observed in the last 15 years. The 1993 price increase was around 5%, and from 1994 to 2000, prices have risen by an average of 6-10% per year. From 2000 to 2005, rates have doubled and amounted to about 20% per year. Rising interest rates European Central Bank has slowed down the growth of housing costs in 2006, following which recorded an average rise in price of Spanish property by 15-16%. There is also evidence of slower sales periods for new homes. What caused such a phenomenon? Apparently, some excess of supply: many regions of Spain in recent years, built up. A striking example - the chaotic development of Marbella, has experienced uniform raid by the Russians. As a result, lost their former attraction area were less preferred by foreigners. Analysts predict that as soon as weakening consumer demand will inevitably lead to a decrease in the growth of the construction sector, which already started last year. However, the optimistic nature of the Spaniards did not lose heart too about this. They believe that the economy itself in Spain to maintain the stability needed to lower growth rates. Enviable national philosophy, is not it? Romantic approach Coastal Mediterranean lands were valued at all times. In the past, thanks to the proximity of commercial maritime routes came in here most of the settlements. Today, this factor does not play a decisive role, but the coastal areas attractive for tourism. Interested in them and many potential buyers, especially from the Russians. Spanish real estate sometimes wonder how much the desire of our compatriots live "in the blue sea." This romantic approach to the acquisition of real estate incomprehensible to Europeans, particularly paying attention to practical things: the ratio of quality and value of the property, availability of the facilities, parking, infrastructure. Acute shortage of land along the shoreline for a long time contributed to the fact that the increase in property prices far exceeded the average statistical parameters and for the most attractive objects up to 40% per year. On average, in 2006 the average price of 1 sq. km. m on a new property in the capitals of coastal provinces is very close to that of Є3 thousand per 1 sq. km. m. However, this level is considered a very conditional, since different regions of Spain variation in property prices is huge. The highest rates of growth for a long time showing resort province of Alicante, Catalonia, Murcia, Malaga, Costa Calida, a little smaller - Valencian Community and Balearic Islands. It is necessary to assume that by now real estate market has reached the coastal areas of the upper point. Observed that a significant category of hotel owners on the coast tends to sell its facilities in order to buy real estate in other areas of Spain. This trend is explained by the increasing popularity of tourism in the central part of the country with a distinctive nature, monuments and art. The world-famous city, keeping the memory of the history of Madrid, Seville, Granada, Toledo, Cordoba, Zaragoza. Costa Blanca - Costa Blanca, the golden mean (Spanish for "White Coast") - the Mediterranean coast, stretching for 212 km. Most of it - the province of Alicante, there are such famous spa centers, as Benidorm and Torrevieja, surrounded by lakes and beaches healing. The climate of the Costa Blanca is one of the most favorable terms, combining heat and violence of the southern green prevailing in the north - in a word, then a mild Mediterranean climate. Against the backdrop of a rich natural landscape, historical and cultural monuments such land seems to incarnate a paradise. The most famous tourist destination is the coast of Alicante city, keeping the traces of many architectural styles: Greek, Roman, Moorish, Gothic, Baroque and Art Nouveau. It is a city of castles, nature parks, ancient streets, carefully guarded from the modern transformation, and the area turned into a museum under the open sky. A special attraction - the castle of Santa Barbara, located at 166 m high rock rising to the top of it, you can see the whole city, at a glance. The biggest tourist center in the Costa Blanca is Benidorm, earned his fame with its exceptional location. From the sea side town nestled giant cliff on the landward side - high mountains, protecting them from sudden changes of weather and the cold north winds.
Convenient geographical position forms a unique natural climate: warm water without extremes, as the warm air and bright cloudless sky. The tourist infrastructure is put on the most advanced level. A striking example - water park "Aqualandia" with pools, water slides and caves. The city center area of the Taurus, which held the old Spanish race - bullfights, as well as a giant amusement park. It is a wonder how, in spite of the lively rhythms of life in this famous tourist spot, the Spaniards know how to protect the culture of previous centuries. Literally meters separate the intact blocks of old dilapidated buildings on the cutting edge of new buildings in Benidorm. It is not surprising that these very gracious in all respects territory were chosen for construction activities. Costa Blanca villas and mansions dominate in mountain valleys with views of the sea. Their cost is often higher than Є10 thousand per 1 sq. km. M. Costa Brava: Not less civilized north valued and territories located in the northern Mediterranean coast of Spain, which begins about 40 kilometers north of Barcelona and stretches to the border with France. Costa Brava many beautiful secluded corners, where the rocky shores alternate with quiet coves, and pine trees down to the sea. Unlike many purely touristic areas of the country Costa Brava is well developed industrially, which creates opportunities not only for tourism but for business. <<>> Of real estate acquired for a living, the most popular small houses midrange, which are located on the coast. However, in Costa Brava is so vast, that occurs almost everything: from the rich contemporary villas and mansions to small almost clay houses that have retained the features of bygone eras. Barcelona - the most expensive city in the country in Barcelona is located in the north-east of the Iberian Peninsula. It is the capital of Catalonia and the second most populous city in Spain. Simultaneously, he is perhaps the most expensive in the country - the cost of housing has risen above the mark Є4 thousand per 1 sq. km. m. Documentary recorded history dates back to the Barcelona-based at this point in the II century BC. Oe. Roman colony, but the revival and industrial growth of the city marked the second half of XIX century. You can not claim that this city has a distinctive presence of monuments, since the vast cultural heritage of the stores most modern cities in Spain, but Barcelona has its own special person with the imprint modernism. In essence, this is not even the city, and accumulation of several different cities. This is associated with a particular approach to the restructuring of the Spaniards and the planning of new construction. The holy rule - protection of ancient winding streets, the ruins of an old Gothic Quarter in the city center, bereguschih historical memory of generations and attractive to tourists. What a pity that such a respect for history, completely unaware of the domestic urban planners! <<>> Quarters area Eschample, which appeared in the second half of the XIX century, by contrast, clearly defined. But even in the heart of modern buildings can meet the area, whose most prominent decorative element is a pipe factory, located here reminiscent of the earlier of the old factories. In Madrid, the capital of Spain is all that is in the center of the Iberian Peninsula, gives rise to all national roads of the country and is considered one of the most attractive destination for tourists and potential property owners. This is one of the most beautiful cities in the world, a major European center of culture, education, science, industry and transport. All these factors attractive to business and the various forms of investments, including investments in real estate. Madrid is divided into two parts: the center - an old kernel, as usual in the ancient cities, with narrow and chaotic streets intersecting and lots of houses. As the distance from the center appear straight streets, intersecting at right angles to each other, and finally, you can see the quarters bearing pronounced urban tradition of our time. All sights are not listed. The most notable of them - is the royal palace surrounded by gardens, is now partially open to the public - a wonderful example of palace architecture of the XVIII century. Madrid - the city of beautiful parks, such as, for example, the Retiro or the Botanical Garden. A large number of museums and art galleries, among which the Prado (one of the most famous museums in the world of painting) and its subsidiary, the Cason del Buen Retiro, which exhibited the most iconic painting of the twentieth century - "Guernica" by Pablo Picasso. <<>> As in Barcelona, of particular value here are the old houses, they are expensive, prestigious, are always in demand. But not every old house is suitable for habitation. The reason for this phenomenon is not even that has changed notions of comfort. The fact that consumers often become wealthy Spanish citizens who buy old houses and rebuild them on their own, sometimes flippant and unprofessional representation. Housing in older areas can bring problems in the case and was not subjected to major repair. Especially are often subject to time wooden buildings have outlived their physically. Buying property in Madrid and Barcelona, particularly with the investment objectives, it is important to orient the system of preferences prevailing in this country. Among the advantages that are particularly appreciated by customers in the first place is a good location of the house (in the center of the city near public transportation stations.) However, the benefit of the advantages of our countrymen do not need to explain. But the quality of finishing materials, good quality interiors, decorated not only with modern technological materials, and traditional natural stone (granite or marble) - require more Spanish (maybe even European) character. Europeans often tend to regard as an expensive house in the construction site for the realization of experimental ideas, as so often happens in Russia. <<>> The Spaniards appreciate safety, and preference for home, which provides for a concierge service. If you add to the list of virtues is conveniently located near the parking lot at home, we get a portrait of the ideal home of the capital. In fact, those in the large cities of Spain, there are few. Most often forced to contend with the lack of a garage, because not even for all new buildings allow local authorities to construct parking. In residential areas is rarely seen as a necessary attribute of modern life, as a gym or pool. Yes, and comfort in homes, usually far from exemplary. What is real estate in Spanish? Property in any country has its own characteristics, reflecting the national character and geographic flavor, a system of ideas of comfort and specific construction techniques. These are in Spain. Many objects, found in Spain, are not much different from the familiar and recognizable types of modern living. Such, for example, studio apartments (studio), with one large room, usually located in high-rise building. This low-priced segment of the housing can not be said about the type of flats or piso apartamento, which is usually one or more bedrooms, a living-dining room, kitchen, one or more bathrooms. The apartment can also have a gallery (a long corridor with windows), separate living and dining room, solarium, terraces, and various utility rooms, gym and even a private pool, so do not compare only the number of apartment bedrooms. <<>> Depending on the location of modern apartment buildings often have a swimming pool, garden, playground, and sometimes courts, exercise rooms, a parking lot - the apartments in modern apartment complexes. From the standpoint of ease of apartment cheaper than Villa: Do not need to pay attention to the maintenance and servicing area, pool cleaning, gardening - all this falls on the shoulders of staff. These services will have to pay separately and on a mandatory basis, and throughout the year. Yes, and apartments for the money much more attractive: a large living room with fireplace, three bedrooms and the same number of bathrooms, complete with spacious sun terraces, the Spanish construction companies are asked to Є350 thousand to thousand Є600 This is largely due to the fact that it is not necessary pay for additional land (land in Spain is very expensive, for example, it is believed that two or three hundred square meters around the house - many already). Equally prestigious considered cottages (chalet) and villa (villa) - this is purely an individual dwelling, which is distinguished by all the comforts and many additional facilities: gym, sauna, garage, large plot with a tennis court and swimming pool. The list may vary. Size of housing depends on the area of the site. The most demanded villas on the slopes with panoramic sea views. Prices for villas small area (150 square meters. M) begins with Є200 thousand, not the most popular areas and up to several million at the prestigious resorts. On average, the acquisition or construction of a good villa area of 300-350 square meters. <<>> M will cost thousands of Є800 Є1 million to include more democratic types of real estate is called a bungalow (similar townhouses) - adjacent combined into blocks of houses, often with a communal pool and garden. The buildings are located on a small plot of land his own, which the owner is free to use at their discretion. Highly specific apartment, which is called "Atiq» (atico), located on the top floor of an apartment building - a kind of penthouse. But the Spaniards use these facilities in a very peculiar - as fantasy and suggests habits of each owner. Some make the roofs of the houses in the banal utility room, sunroom and arrange other pools. Their names are memorable, and land. "Finca» (finca) - this is a plot of land in the countryside. This is not a wild wasteland with a lone tree, often proposed in the suburban village, and cultivated land planted with orange or peach trees. Note finca con agua y luz means that a section of water and light are summarized. "Partsel» (parcela) - a piece of land which may be located anywhere: in the city, urban or rural areas. In Spanish, there are generic names that represent not a particular house, but the house itself. This "vivienda» (vivienda) - housing without a precise definition of the type (apartments, bungalows, cottage). It is more common in relation to the apartments. Another house called "Casa" (Casa), but in this case means it is a detached building. "Casa del Pueblo» (casa del pueblo) - house in the village. <<>> It should be noted that the village in Spain have little to do with Russia. House in the village - a rather vague concept, so can be called almost anything from clay buildings with dirt floors (there are many of the south, a relatively poor outskirts of the peninsula) to the modern cottage with lots of bedrooms, jacuzzi and parabolic antennas. So that the specific Spanish terminology helps to orient only in general terms, but each case should be considered separately. Property rights do not tolerate fuss entry into ownership of the Spanish real estate involves a fairly simple procedure, but it lasts a long time and is relatively expensive. In principle, the property owner has the right to become a resident and nonresident (organization registered in the territory of another State, or person having foreign citizenship). Restrictions on property purchase by non-residents does not exist. Owner in the end is the one who recorded in the official document - eskriture (eskritura publica). After the transaction of sale signed by the notary in the presence of Spanish eskritura sent to the Register of territorial property, where it is assigned a registration number, number, page and volume. However, this simplicity is defined money - entry into ownership by Spanish laws cost at least 10% of the value of the object. This amount consists of the following mandatory fees: 0.4-0.8% of the price of real estate taken notary fees, documentation of legal instruments costing 1-2% and about 0.5% - registration fees. <<>> The main costs fall on when you make payments to the Spanish VAT: 6% of the value of the object if it is purchased on the secondary market, 7% - if it was a new house or apartment, 16% - if you buy a free land. Registration process takes place slowly in Spanish, with regular breaks for a siesta, in the end takes about three months. It is noteworthy that only a notary signing the contract of sale of real estate without a mortgage takes on Spanish regulations 7 to 20 working days, but with a mortgage - 30 to 40 days. Mortgages for Spanish Mortgages - one of the main ways of purchasing property in Spain, however, as the civilized world. The representatives of Russian companies that specialize in home sales in Spain, say that our citizens can count on a loan of 70% of the purchase price, to other members of the European countries, conditions are even more liberal - up to 90%. Such discrimination based on nationality is not difficult to explain: the Russians have not yet managed to gain the reputation of serious property buyers abroad. Mortgage loan banks issue under 3.5-4% per annum (this figure is the sum of the loan and the bank's commission - "bank interest"). However, in most cases it is more profitable (in the case of long-term loans) are "floating" rate, when the percentage of the loan shall be subject to market conditions, refinancing the European Central Bank and the overall situation in the economy.
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