During the holidays, when the time promised good things, we can trap not the most desirable event: fire, theft, theft of dismissal during the holidays, many victims of residential thieves, when leaving the cottage, or in a sanatorium, or vice versa, the victims holiday thieves, when excommunicated from the country home or temporary travel. In the summer heat and a good, professional criminals, novice amateur criminal and / or homeless people smell the most fertile ground for theft of country houses and cottages, when the owners brought in for the summer of valuable property. Thieves hunted in cities, by contrast, use the fact that many citizens go to the dacha, and holidays, and thus provide excellent conditions for calm "work" in the apartments of departing. "Property insurance in these relationships must be strictly defined in the interval of time, moreover, must be very competent to establish the place of insurance, insurance cases and subject matter of insurance - advice lawyer Oleg Sukhov. The more precisely in the contract will be fixed subject and the risks of insurance, the easier and quicker policyholder will receive the indemnity. " Bay, a fire trip to the rest: to resort to the village to the country, - for the summer or for a week - it does not matter, lead to the absence of the owners in a residential area for a long time (more than one day - it is already too long), which can be result in irreparable loss of force-majeure circumstances (bay, fire), for which the owner will have to answer. Imagine your apartment is furnished and newly renovated from top was covered with a neighbor who likes to both take strong drinks and cold baths, which he was engaged in while you are away for several days. To recover from a neighbor's money you do not succeed, because of the lack of offender wages, other income or property. Restore damaged apartment will have its own expense with no chance of retaliation. But the indemnity in this case would be very useful. Life and health is often out of television, radio, the Internet, we receive information that Russian citizens traveling outside Russia or traveling in Russia, even in the presence of poles of insurance issued by travel agencies are not able to get insurance money when the insured the case. The thing is that this kind of insurance offered by travel companies, is the only way to make money. In fact, many insurance companies did not initially have a goal to pay money for insurance. So if you have reason to believe that while on vacation with you or your friends can happen that something is very desirable, it is necessary either to abandon the rest, or to insure your life and health, but on the actual insurance contract with a major and major insurer. Stealing is no secret that the vehicles are now stolen from garages and paid parking. No lock on the steering wheel, no new car alarm systems are not an obstacle for avtougonschika. The more time has passed since the theft, the less likely to return the car. If you have any concerns that may encroach on the car, and you will be a long, long awaited vacation, you should not overshadow his daily thoughts of a possible car theft. Insure it for the holiday period and enjoy life. Dismissal Many employers deliberately send their employees to leave in order to get rid of them. In addition, because of instability of the labor market and lack of worker safeguards in employment with the employer, it is useful to enlist the support of the insurance company that is willing to pay the insurance compensation as severance pay, if at the arrival of the most beautiful journey, you will not find that organization, in which so willingly and worked flawlessly the last six months, or if your workplace is working, tirelessly, is another candidate. The first three tips, you must choose an insurance company that works for a long time in the market services (not less than 5 years), otherwise you can become one of the many customers of insolvent insurers went bankrupt in the last 3 years. Second, it is necessary to examine the insurance contract and required insurance regulations (which in most cases are an integral part of the insurance contract). These documents must be provided for periods of insurance and those cases where the insurance company owes you pay insurance. I highly recommend insurers seek to eliminate all ambiguous expressions in the contract to continue at the company had no reason to dispute your right to indemnity. Third, we must remember that insurance companies - is a kind of legalized crooks (my opinion), and accordingly, to a contract must be approached carefully.
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