When the average Russian could afford to buy a house or apartment? This question correspondent "RG" asked a member of the Public Chamber and the president of the National Agency of low-rise and cottage construction Elena Nikolaeva at a press conference on the prospects of this very building in Russia. Soon, came the reply. "For example, in the Moscow region already has cottage settlements with the price per square meter to 45 rubles. But we plan to bring the price up to 30-35 thousand" - promised Elena Nikolaeva. Embarked on a price reduction and in other regions of the country. The high cost of housing in Russia for many reasons. First, experts say, we have a problem with the issuance of permits, obtain technical conditions for connection to networks with infrastructure preparation of land. Timing of approvals in Russia is higher than, say, in countries of the Organization for Economic Cooperation and Development (OECD) is about four times. Cost of connection to the water supply, electricity supply and sanitation to 40 times higher. "We do not pay for the entrance to the supermarket, we go and buy it. Here we have to pay a fortune to us allowed to purchase services and pay for them. Absurdity" - says Elena Nikolaeva. According to her, now authorities are trying to solve this problem and think about how to cancel the charge for connection to networks, or at least reduce it to a minimum. In the OECD countries to agree on the construction of, say, a warehouse, an investor should take about 15 bureaucratic procedures, in Russia - 50 (approval period exceeds two years). From 30 to 50 percent of the cost per square meter have to connect to networks and corruption component, experts say. How to make a difference? Now the question is solved with the Ministry of Regional Development of the exclusion of the cost of housing costs for utilities. Thus, a person can buy an apartment, for example, the $ 3 million rubles per 2.1 million. The remaining 900,000 will be distributed in equal installments for up to 10 years and included as an individual tariff utilities. Obtained on 7,5 thousand rubles a month. When the entire amount will be repaid, homeowners will translate to citywide rates. Moreover, the legislation is almost possible to introduce such a system. It is also expected to give low cost loans to allow for the implementation of development projects, transport, social and physical infrastructure for housing economy class, increase the loan repayment period to 7-10 years. A bill for the donation of land, engineering infrastructure, the developer who agrees to implement an economy-square meter of housing built on this site, at the lowest price on the standard price set by Ministry of Regional Development. According to the calculations of the Ministry, in 2011, the law will be passed by the Parliament. Another idea - to subsidize interest rates on government loans to property developers and mortgage rates for consumers purchasing energy efficient and building a house. Something has already been done. For example, enacted a law allowing state agencies to provide housing for workers, the Academies of Sciences and some other categories of citizens who are not poor, but also to buy housing they can not afford. By law, land for building houses for them will be allocated free of charge, the price of such housing will be 25-30 percent below market. Sberbank is developing a special loan that will buy a house without a down payment.
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