Tuesday, October 25, 2011

Homeless-millionaires

Ministry of Finance will pay compensation to victims of fraud in housing: an apartment who lost only get to 1 million rubles, and then the money the state will recover from those responsible for the situation. According to experts, but instead need to bind insurance risks in transactions with property rights to the registration system on it. Defrauded real estate investors fear that the new law extended to them, and do not want to get a million instead of apartments. Ministry of Finance is considering the possibility of providing state financial assistance to citizens who lost the roof over your head as a result of transactions with his only shelter. For public review before it a draft Federal Law "On Amendments to Articles 31.1 and 33 of the Federal Law" On state registration of real estate and transactions with them. " The document is published on the website of the Finance Ministry and the "Russian newspaper". Receive expert advice on the bill is held until August 18, 2011. Under the bill gets a rather large group of citizens who are victims of fraud. According to a document on a one-time payment by the Treasury with the loss of property rights can count, "the owner of the only suitable for permanent residence premises, which shall not be entitled to demand from a bona fide purchaser, as well as bona fide purchaser, which was reclaimed from such premises." Thus, the state has recognized the existence of the problem, not only left without a roof over their heads tens of thousands of Russians, "failed" bought or sold a flat, but not giving sleep to millions of happy home buyers, who fear that in time they open unknown circumstances and deal be unlawful. As a recognized real estate companies, in virtually each of them has a bad experience with contested transactions, it is even more citizens acting on their own. Today, you can cancel the transaction due to the fact that once the privatization violated the rights of minors or incapacitated persons, or due to the fact that privatization itself was carried out with the disturbances. Not to mention the facts of outright fraud "black realtors." Thus, the department of housing policy of the capital is still suing the citizens, to acquire an apartment whose privatization was carried out after the death of the owners. Organized the scam judges and officials found guilty and sentenced to various terms of imprisonment. But this fact had no effect on the fate of bona fide purchasers (including those with disabilities and families with children) occupying the square meters now, "according to the law belong to the city of Moscow." According to the discussion draft, compensation will be paid to citizens for lost housing, the state registration of ownership of which was held after January 1, 2005. Those who have suffered before, under the future law will not get. The amount of statutory compensation does not exceed 1 million. Money will only be affected by the decision of the court. In this house, the owner of the lost as a result of challenging the transaction must be the only suitable for living: compensation is envisaged as a measure of social support. It is assumed that the law will come into force on 1 January next year. According to the State Duma, a specialist in housing law Galina Khovanskaya, the new bill is welcome. "Based on current legislation we are the fruit of the homeless from people who have invested in housing their last penny," - said Khovanskaya. According to her, trying to protect bona fide purchasers of housing was made four years ago. However, introduced an amendment to the Civil Code only declared the right of people in distress to be compensated, not prescribing the arrangements for its receipt. As a result, each interpreted the federal law on its own. The new document clearly explaining these arrangements, conditions and procedures for compensation, is much more likely to earn, is hoping the MP. With regard to the amount of state aid, then 1 million, for which you can buy a flat in some regions, for Muscovites call compensation, of course, we can not recognize the deputy. But this money will help people at least do not become homeless: they can rent or buy housing in a communal room and sign it. In the Russian Guild of Realtors (RGR) discussed the initiative believe half-measures. "The situation should be viewed more broadly, it would be logical to link the law to a system of registration of property rights and to consider its subjects all citizens affected by the improper registration of these rights", - explained the "Gazeta" this estimate vice president Konstantin Aprelev RGR. According to him, to resolve the problem need not "point the local action," and serious "transformation of the legislation on registration of property rights." In addition, I am convinced Aprelev need mandatory insurance of all real estate transactions and the creation of a special fund under. According to Aprelev, the risk of transactions in the housing will always exist, but to solve this problem in the legislative field have no point, and complex. Thus, as is done for example in Germany and Austria. "It is not so important, even put his hand to the situation rogues or the court took inadequate solution. The main thing is that the person who paid the money and left without the money, and without a roof over his head - said the expert. - Responsibility for this must be registered the ownership of the Federal Registration Service. And the state should be a fund that insures all without exception, the risks associated with transactions with housing. " The future act scared deceived co-investors share construction, arguing that the document will be distributed to them. "Under the proposals the Finance Ministry, the right to receive one million rubles will have to prove in court. What are the criteria for proving to be a defrauded real estate investors? Should the head stroykompanii, deceived shareholders, in jail or not? And what if the builder is in bankruptcy? And if you are a property dispute on the object itself between the developer and construction lender? A lot of questions and answers to them not "- says the founder of the social network" Odnodolschiki "Igor Gulev. "Why do people money when they want to get housing for which paid ten years ago? What is today one million rubles? "- Outraged shareholders. According to Guleva more effective would be to send money to complete the long-term construction, real estate investors to give them shelter, and the share of the city and the remaining unsold flats would be allocated to the victims of the various scams.

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