Monday, October 31, 2011

The new house on the shore of the Neva Turkish company to build "Turstroy"

A new house on the right bank of the Neva Turkish company to build "Turstroy." East of the house 66 to the People's Street has already started building the walls. Work, by the way, the Turkish builders. They are building a residential complex economy-class apartment at 282. The developer of the project - Trest39. The site has got trust in November of 2003, and inexpensive, the sum of contributions the city - about 480 000 dollars. Approximately $ 33 per sq m plot. Today, the price of land in three to four times higher. The company "Turstroy" actually bought the rights to this project. Favorable starting conditions can start selling at prices below the market average. Implementation of apartments began last week. Price Range - $ 700-800 per sq. m. According to the company "Turstroy" such prices are set for the first month or two later they will be reviewed. In a seller under an exclusive agreement serves the agency "Ithaca."

Fuss about privatization

Fuss about privatization. Slight smell of scandal in the corridors of regional agencies and the privatization of housing in the project office inventory. In Moscow PIBA citizens on duty at night, in the Admiralty district issue "nomerki" in Krasnoselsky - recorded at the end of 2006. Citizens caught that freebie ends and in a hurry to become owners. Not the fact that all have time, from January 1, 2007 privatization closed. Apartments in the city more than half a million. Nearly half - private property, the remaining state-owned. A city services in the peak months of the most decorated the privatization of no more than 10 000 flats. However, not all that bad. Central Agency for privatization of housing stock creates a network of branches. In addition to the main office at Antonenko professionals already accept the premises of the citizens on the street Gorzhilobmena Efimova. In March, the network will grow to 15 branches in rayzhilobmenah. Address can be in any of them, regardless of where they live. Knowledgeable people say that the officials of district agencies have simply decided to cash with the frenzy. In a long record of all those who are not willing to pay extra for urgency. Minimum payment - about $ 1000. By accelerated rates things are moving much faster, but costs five times more expensive.

Valentina Matvienko, made in the Legislative Assembly a bill "On granting of land plots for individual housing construction"

Valentina Matvienko made in the Legislative Assembly a bill "On granting of land plots for individual housing construction." The new Land Code stipulates that citizens can get free land for individual housing construction, purchase it at auction or rent. Must solve the local authority. Under the new bill will conduct bidding city government. Free to 24 sq.m. get Heroes of the USSR, Hero of Russia and Full Cavaliers of the Order of Glory. Heroes of Socialist Labor, Knights of Labor Glory of three classes, and award-winning "for special services" to put half as much - 12 acres. Act IZHS need to rein in the spontaneous process of building the St. Petersburg neighborhoods. However, almost all of the unused land already sold out collective farm businesses. The new bill would also define rules for selling only those areas that still belong to the city.

The city once again try to sell a quarter-Shuvalovo Ozerki

The city, once again try to sell a building block 25A in Shuvalovo-Ozerki. Old thing, not least the price. Now the area of ​​12.7 hectares, etc. Education is busy building the unfinished Medical Academy of Postgraduate Education, which was incorporated 15 years ago. Earth physicians lease under the parking lot. Part of the area occupied by garages. "Unfinished", threatening to collapse at any moment, become homeless shelters and drug addicts. Last summer, the area is already sold. It did not happen. Potential buyers did not suit the conditions: they had to list the city for at least 28 million dollars to demolish the 330 garages, six months cope with the demolition of unfinished, etc. Now, the investor demands have softened. Extended period of drift, "unfinished." Kuga and the district administration received an order for two months free on site parking garages. Unparalleled value for the St. Petersburg law building - $ 28 million - will not be adjusted. According to the calculations CCA on this site may be raised about 180 000 square meters of housing.

Maltese company IHI began to demolish the buildings, adjacent to the "Nevsky Palace"

Maltese company International Hotel Investmens proceeded to demolish the buildings adjacent to the "Nevsky Palace". In their place will be built new. The owner is going to turn it into a center of congress tourism. The house will be equipped with 55 150 more rooms "suite", but in the house 59 there will be a conference center, fitness center and shopping mall. Construction of the complex will be completed by mid-2007. Total investment in the project - $ 45 million. Permission to demolish was obtained after experts examined the building and found that they could just collapse on the Nevsky Prospect.

Out of the Construction Committee Chairman Eugene Yatsyshina

Out on the demobilization of the Administration Committee Chairman Eugene Yatsyshina construction. Atonement for the post Roman Filimonov, who was his deputy. Among the merits of Mr. Yatsyshina Valentina Matvienko called the following: a broken system of allocating sites through the CTI, a mechanism of regular trading system began development of the territory for the year built 2 million square meters of housing. Contract with Eugene Yatsyshina originally was for a year. "A year has passed, Yatsyshina their tasks done. As they say, freedom of conscience" - summarized Valentina Matvienko. Eugene Yatsyshina returned to the post of vice-president of the "LenStroyRekonstruktsiya."

The administration expects to settle prematurely decrepit homes Shkapina-Rosenstein

The administration hopes to resettle residents in advance of shabby houses located on the territory of the infamous Shkapina-Rosenstein. According to Vice-Governor Alexander Vakhmistrov, appeared in the city budget surplus funds for the purchase of apartments to be built. Accommodation will be commissioned in summer and autumn of 2005, which will complete the settlement in early 2006. The governor requested in February to hold a competition for the purchase of housing for the displaced. It will take about 56 000 sq m area of ​​the state, another 7,000 sq ft is necessary for the apartment owners. To speed up the move, the administration of the Admiralty district is allowed to redeem privatized apartments due to the budget or to exchange them.

The Grand Hotel "Europe" has been replaced by the management company

And in the Grand Hotel "Europe" has been replaced by the management company. Shareholders of the leading hotels of St. Petersburg signed a contract with Orient-Express Hotels ltd. This hotel chain will not only manage the "Europe", but also willing to invest millions of dollars in its development. Until now, the Grand Hotel is managed by an international company Kempinski. Orient-Express purchased from Kempinski its management-contract. The transaction price was not disclosed. Five-star hotel after renovation worked for thirteen years and in need of investment. "Europe" - the first draft of Orient-Express Hotels ltd in our country. For three years the company intends to invest in the development of the Russian net $ 250 million.

The house on the corner of the Danube Avenue and the Little Balkan commissioned two years ago, but now it is repaired

The house on the corner of Avenue of the Danube and the Little Balkan state committee commissioned two years ago. Has built his company "Stroimontazh." Now it has to be repaired. Do residents have serious concerns and to the builders, and the operating organization. The first tenants moved in August 2003. New apartments "met" owners ceilings of varying heights, with miniature batteries. The windows also were at different heights (the difference - up to 80 cm) Aerocrete wall stairs and common corridors - in the cracks. And so on. At the initiative of citizens conducted examination of the object. The list of defects takes a few pages. Conclusion sad - construction work performed in violation of rules and regulations and does not allow for a comfortable, economical and safe haven. Inhabitants of the house were tortured heating problems with non-working elevators, electricity, "a temporary scheme." Experts of company "Stroimontazh" recognize that the house is really problematic. Now the builders have returned to the site and repair the common areas. Costs are estimated at 2-3 million rubles. "If construction defects are proven -" Stroimontazh "fix them at their own expense," - said the chief engineer of JSC "Stroimontazh" Alexander Ivashchenko.

Sunday, October 30, 2011

Law on Protection of the rights of housing will come into force on 1 April

Law on the Protection of the rights of housing construction has not yet entered into force (this will happen in April Fools' Day, April 1), but has already managed to get a lot of negative feedback. Experts say that the document was taken in a hurry, so he turned and such. It protects the rights of shareholders - to the detriment of rights of developers, establishes strict control over financial flows. Document scared and builders, and even government officials. For example, Alexei Chichkanova (Kuga) embarrassed that now interest holders will be able to register their apartments, regardless of whether paid construction workers to the city or not. Developers estimate that the new rules will lead to more expensive projects. Called numbers from 5 to 15 percent. In the construction industry there are new risks. For example, the interest holders can hold up to three months without pay for the harmful consequences. But if the developer will break or change the terms of the project - he faces any sanctions. Market participants fear: what if there were no treatment Forest disease. However, the authors of the law promised to collect comments from experts across the country and - perhaps - to be amended.

Rejoicing over the return of the accelerated registration of transactions was premature

Glee Association of Realtors, and some editions on returning to the market faster registration of transactions was, alas, premature. No formal response from the FRS not, oral comments will not give cause for optimism. While in St. Petersburg, as well as throughout Russia, real estate transactions are made only for a month. According to the head of the secretariat FRS Gennady Alibekov officials understand that the deadline is not always satisfied with the citizens. And in some cases could go to meet them. But clearly articulate the criteria of "urgency" in the whole country is impossible. How to enter and differentiated tariffs. Because there is a single rate - state tax, approved by the Internal Revenue Code. St. Petersburg offers, according to Mr. Alibekova are unlikely to be considered by the Duma in the near future - legislators have other problems. While the law leaves us with no legal possibility to reduce the time - said Gennady Alibekov.

Which profession makes the housing affordable

Experts have estimated the real estate market, how long will the representatives of different professions in Moscow to build the most simple one-room apartment on the condition that 100% of money earned will be deposited in the treasury. In order to understand how profitable or that profession, and how the choice of living things makes housing affordable, just look at the dry statistics. Some of the most common occupations in the capital, which are usually attributed to the concept of average, with all the prospects for acquiring an apartment. "Only 5-7% of Russian citizens are available prices for apartments and houses' first profession - a teacher. The portal job50 indicates that while the teacher salary in Moscow and Moscow region is 17 thousand rubles a month. However, according to the National Association of the estimated pricing and value engineering (Nasi), now the capital cost per square meter of 136.6 thousand. Multiply the average metropolitan area of ​​1-room apartment in the 38 meters and get the value of one-room apartment - 5.1 million rubles. So, to save for a modest home teacher must be exactly 25 years. And it's a given that all of their money will be transferred to the master account, and the prices will stay in place. The second of the selected portal trades reported by RIA-Novosti, this is - a seamstress. She earns an average of 20 thousand rubles a month. With a salary to save for a one-room apartment in Moscow to 21.6 years, and an apartment in Moscow and St. Petersburg - 10.8 years and 11.5 years respectively.

Property tax - the controversy continues

Already in 2012, may impose a tax on real estate in the 12 pilot regions. This position was voiced at meetings of the Ministry of Economic Development, as reported by the head of the evaluation of real estate Rosreestra Alex Shteynikov. Throughout this tax is intended to introduce in 2013. Taxable objects in the mass re-written, the method of cadastral valuation is, it remains only to come up with a tax rate and can be sent fiscal kvitochki taxpayers. What is really threatening the owners of expensive and not very real estate? Written about it many times, and I want to say that the main bugbear - "will pay ten times more!" - Not true. Analysts' Investkafe "headed by Yuri Kochetkov tried to make out details of the threat posed by a new tax. First, the tax would replace the three old sales tax, property taxes of legal persons, natural persons and a land tax. At the same time falling revenues should not be. That is all that will underpay businesses - will be for them to give the citizens. Now as to why the company will pay less, and more citizens. The thing is the uniformity of the land (that is, close to the market) valuation. From the perspective of the market, real estate people per square kilometer. meter costs much more than the property of a plant. Earlier was the cost of BTI, it is actually expensive, which is still, where there is an object and its surroundings. The growth of payments to citizens will not be dozens of times, but quite noticeable. Secondly, according to Alexei Shteynikova, evaluation will be conducted separately for land and buildings separately to, and not on the concept of a single object.

A drop of water from the river Tom

Recently, the author of a working visit on the remarkable city of Tomsk. During the trip was a lot of opportunities to see how the city itself, and to discuss with various people, including senior positions, the problems of its development. As a result, there was an acute sense of deja vu. Because Tomsk is very similar to Peter, only smaller. And in the small of the same problems which are felt more acutely. Tomsk was founded about the same historical period, the beginning of industrialization, and that St. Petersburg, in 1604. Like Peter, by its structure, it is a typical "European city" of the traditional phases of development. The main thing in it - it's historic center, a concentration of cultural and social life. Flavor of the situation makes it that Tomsk - a city of universities, there is a high density of students in the general population, and the entire University fraternity compact living, working and studying in the same historical center. The core of the city, as elsewhere, is surrounded by industrial zones and sleeping bags. Large internal dilemma for Tomsk is a choice of format: whether to build up the sleeping areas on the perimeter of the field, or develop at the expense of compact pereosvoeniya center. Fields build up high-rises easier in some cases even more profitable. Unlike Peter, in Tomsk, such projects are not called pretentious words "integrated development" and to be honest about the traditional Neighbourhood Building. Indeed, why invent new words, if there is no difference between the phenomena? The apotheosis of the dispute is a proposal to make the center is proud to university campuses, placing them somewhere beyond the river.

What insurance while on vacation

During the holidays, when the time promised good things, we can trap not the most desirable event: fire, theft, theft of dismissal during the holidays, many victims of residential thieves, when leaving the cottage, or in a sanatorium, or vice versa, the victims holiday thieves, when excommunicated from the country home or temporary travel. In the summer heat and a good, professional criminals, novice amateur criminal and / or homeless people smell the most fertile ground for theft of country houses and cottages, when the owners brought in for the summer of valuable property. Thieves hunted in cities, by contrast, use the fact that many citizens go to the dacha, and holidays, and thus provide excellent conditions for calm "work" in the apartments of departing. "Property insurance in these relationships must be strictly defined in the interval of time, moreover, must be very competent to establish the place of insurance, insurance cases and subject matter of insurance - advice lawyer Oleg Sukhov. The more precisely in the contract will be fixed subject and the risks of insurance, the easier and quicker policyholder will receive the indemnity. " Bay, a fire trip to the rest: to resort to the village to the country, - for the summer or for a week - it does not matter, lead to the absence of the owners in a residential area for a long time (more than one day - it is already too long), which can be result in irreparable loss of force-majeure circumstances (bay, fire), for which the owner will have to answer. Imagine your apartment is furnished and newly renovated from top was covered with a neighbor who likes to both take strong drinks and cold baths, which he was engaged in while you are away for several days.

Developers will be bankrupt by the new rules

Defrauded real estate investors will be easier to get your money back in case of bankruptcy of the builder. The State Duma is scheduled to consider vacations to the second reading the draft law defining features of the bankruptcy estate developers, attracting money the citizens. True, developers bill bodes no good and, according to market participants, makes the construction business is more risky. However, on the eve of the election appearance socially oriented legislative initiatives - an inevitability. Perhaps the most important thing in the bill - legalizing all sorts of schemes to purchase housing in buildings under construction. The bill provides for preferential settlement of claims of citizens who have made money for the construction of an apartment building on various civil contracts. At the same time citizens, which means attracting the developer will provide an equal level of protection of interests, regardless of their requirements and the type of contract for which funds were involved. That is the law equally protects both those who have signed agreements of participation in the joint construction, and those who invested money in building through any other scheme, for example, through the "overdraft", "bills of exchange" scheme, using the preliminary contract and sale, etc. Experts believe that these changes are very important for participants in the construction. Here are some example results lawyer Oleg Sukhov, a leading lawyer of the "First Capital Law Center": "In accordance with the law of the Moscow region N 84/2010-OZ" Protection of rights of citizens have invested money in the construction of apartment buildings in Moscow region ", real estate investors considered only those buyers new buildings that have signed agreements of participation in share construction and registered them in the registration service. "The bill is being discussed range defrauded real estate investors greatly expanded, and rightly so, as in" gray schemes "works most of the developers," - said he .

In new homes prohibit organize HOA

May 13, 2011 the State Duma adopted in third reading a bill banning organize homeowners association (HOA) in the construction of apartment houses. What can cause such changes in law and whose interests they protect, we have talked with a lawyer in Moscow Chamber of Attorneys Oleg Sukhov, a leading lawyer of the "First Capital Law Center." - Oleg, the authors of the bill believe it will significantly reduce the number of fraud and fraud in the management of multifamily housing. Is it really? - I can not agree with that, because HOAs need to create a decision of the majority of future owners of the house, which implies the existence of information on such ownership. In turn, information about the owners may have a developer who built the house and sold the apartment. Practice shows that the HOA is organized in unfinished buildings only if there are serious problems related to unfair work construction company and not the completion of the house. Future owners (defrauded real estate investors) take any attempt to resolve the problem, and as a result of the mass media (mainly online) find information about each other. After that, they create an HOA and are trying to solve arising problems in their home, including through the representation of interests through the organization - HOA. If the proposed law is passed, it will greatly weaken the rights of defrauded shareholders.

Saturday, October 29, 2011

Apartment for the price vacuum cleaner

A few days ago, according to the Realtors in St. Petersburg was sold to the cheapest apartment. And not just anywhere in the backyard, and in the historical center, within walking distance of the Savior on Spilled Blood, the channel Griboyedov! Its price was "only" 2.5 million rubles. Real estate agents say that such a long time ago not remember - in the "golden triangle" (the area bounded by the Neva, Fontanka and Nevsky Prospect) apartments cost tens, even hundreds of millions of rubles. Cheap apartment - like a winning lottery ticket at the price of flat vacuum Therefore it seems that with the current astronomical housing prices have to wait when you fall from heaven, "a piece of property." But it turns out, is not so hopeless - if to ask, we can find an apartment in the most modest purse. And at sea, in the beautiful forests, scenic mountains and even in the quiet town of European Italians bought the last lodge - This is a unique case, given the location of the apartment and its price - commented on the sale of the home channel of Griboedov "knockdown price" Leonid Rysev, Director of one of the largest real estate agencies in St. Petersburg. - Flat area of ​​15 square meters. But this is not a room, and a full apartment with one large window, with an entrance hall, shower and toilet. Due to ceiling height (more than 4 meters) made the second floor. Downstairs living room, upstairs - bedroom. Mikrokvartirku torn, so to speak, with his hands. After all, to find free accommodation in the city center in recent years has become almost impossible.

Avaricious pays twice: how not to check the apartment before the deal

It seems to be aware of the fact that before the acquisition of housing needed to verify the legal purity. But sometimes it happens that seems to be checking and realtors spent, but still appears "from nowhere" perfectly legal prescribed in the apartment people. And then what would you do to all parties of the transaction? Vsevolod Komkov once again came from a psychiatric hospital. It was a quiet morning, the sun shone. He shuffled his feet on the porch, looking at the neighborhood, but the sisters never saw. Then he went into the hospital garden, and sat there for half an hour. But during this time, Anna has not appeared. My soul was somehow restless, and Vsevolod, looking at the sky, which had already begun to cluster in the clouds the clouds, the eyebrows pulled off his cap and walked dejectedly to a stop. Already spoiled non-appearance at the hospital nurses have spoiled the mood in the yard of a neighbor. - Seva, I heard that your sister sold the apartment and went to the fancy man. - How to go? And I? Where will I live? - I do not know - somehow sympathetic neighbor giggled, then his action embarrassed and hurried retreat. Vsevolod got to my floor, put the key into the hole, but that there simply was not included. Then he rang the bell. He opened a middle-aged woman and asked what was needed. - I came home. Where Anne S.? I'm her brother. Who are you? - Oh, brother, come, - began wailing woman. - And when shall be discharged as well? What we all need time for you to pay? - I do not understand - Showa startled. Words neighbor found confirmation. - Why should I be discharged?

5 tips for home buyers

Buy an apartment - a major step in the life of every human being. It is therefore important to carefully and thoroughly address this issue. Purchase of housing is always fraught with the weight of nuances and subtleties of law, about which they know not all buyers. The experts of the company Penny Lane Realty-offer five tips on how to avoid mistakes when buying apartments in the secondary market. 1. Check the documents confirming the ownership of the apartment, as well as contract of purchase / sale. First, check the documents on which there was ownership of the seller. Such agreements may be, for example, sale, gift, certificate of inheritance, the court decision, which came into force. Secondly, you need to ask the seller to give you an extended extract from the Unified State Register of Rights to Real Estate (EGRP). Of this expanded statement will be visible "history" of the apartment, all transactions are committed to it. Third, check the identity of the seller, the authenticity of his passport, make sure that he is not registered in the mental and drug abuse clinic. Naturally, the maximum ought to be careful, if the sales contract on behalf of the owner signs a representative by proxy. You should make sure that the power of attorney is not faked and not withdrawn. The agreement itself must include details and details of the seller and the buyer (name, full passport details). It is advisable to make sure your passport is actually contracting, it can be done on the official website of the migration service (www.fms.gov).

The average price of housing in Moscow broke the mark of $ 5,000 per 1 sq. km. m, while the rest of the country housing is cheaper

Despite the sluggish growth rates, real estate prices in Moscow at last reached the level of $ 5014 (141 294 rub.) Per 1 sq. km. m, according to the analytical center of IRN. In the ruble equivalent price now close to pre-crisis level of 158 499 rubles., And the dollar stood between a maximum of $ 6122 minimum and the crisis in 2009 - $ 3865 (116 414 rub.). About the past but the rapid rise in prices there is no speech, said the head of IRN Oleg Repchenko. Dollar prices reflect not only the growth of the market, but also the strengthening of the ruble - about 10% since the beginning of the year. The situation in the secondary and primary markets differ diametrically. New projects that come on the market are rare, if before the sale began at 15-25 sites per month, since the beginning of this year - about 3, says general director of think tank "Miel" Vladislav Lutskov. He gives an example: in early 2005, sold more than 500 objects now - 275 apartments and a proposal for them is limited. In January - May in Moscow put 221,300 square meters. meters of housing, which is 55% lower than the same period last year. From the beginning, the company increased transaction prices by 20-30%, with almost no competition, enjoys sales manager "Capital Group" Alexei Belousov. FDI raises the prices of apartments in Moscow within the limits of inflation, says the company. Representatives of the "SU-155", "Vedis groups", "Inteko" and "Don Story Invest" found it difficult to comment on pricing. Because of the scarcity of capital flows to the demand of new buildings on the secondary market, said Lutskov.

Developers can be forced to fork out

Trying to circumvent the strict requirements of the law on joint construction for builders sometimes turns into a serious headache. The number of lawsuits buyers to return the prepayment in the hundreds. And, despite all the reservations in the preliminary treaty imposed 'equity holders' courts, the case, and satisfy their requirements. According to market participants, about 90 percent of housing is being built today on the future owners of the means, but to contract equity participation in the manner prescribed by law, many construction companies do not want. After all, it needs to perform a number of onerous requirements - to publish a declaration to comply with financial regulations, responsibility, etc. In St. Petersburg today is actually only 60 real estate developers raise capital co-investors in a lawful manner. One of the most popular ways to evade the execution provisions of the law until now has been the signing of preliminary contracts - agreements that the parties enter into a fixed term underlying transaction of sale. Civil Code does not prohibit such a procedure, but, according to most experts surveyed, it can not include the obligation to make all the prospective buyer or a substantial portion of the cost is not an existing property (apartments). "According to preliminary agreement to pay can not be - it is an axiom, - Mrs. Catherine Meteleva, Head of Legal Services Commission for the Company's real estate consumer of St. Petersburg and Leningrad region. - It generates only a commitment to conclude a contract property obligations arise from it can not. "

House prices in Russia froze. In fear

Causes - Macroeconomic housing market in Russia demonstrates the growing concern. Do not stagnate, namely uncertainty. Prices actually frozen, but stability is difficult to call. The state of professional market participants can be compared with the position of the athlete who begins to run. But he ran to the curtain, which otdernetsya at the last moment, and then the athlete will see: Does he have to jump high, at length, in water with the board or even to run the marathon. Not a pleasant condition, right? Especially in the crowd such as starters. Russian Guild of Realtors (RGR) released yesterday, July 5, information note on the prices of housing in Russian cities in the first half of 2011 specialists of the analytical center "Indicators of housing market" compared with a similar summary document, which is distributed on the basis of RGR April ( compared to the end of I quarter. 2011). Prices on real estate market in some cities of Russia Russian Cities Average price proposals to the June 30 (Euro / m) increase relative to May 30 The average price of Proposition 30 April (Euro / m) increase relative to the March 31, Moscow 170 293 166 572 0.8% -1.3% Moscow region 70 289 71 044 -0.5% 1.6% St. Petersburg 85 982 84 737 0.0% 1.7% 48 854 Novosibirsk - 1.3% -1.3% 50 598 57 778 Ekaterinburg 0.4% 1.7% 57 076 48 447 Samara 1.8% 0.3% 47 133 43 829 Kazan 0.4% 43,576 1.5% Rostov-on-Don 54 253 51 773 2.0% 1.6% Perm 42 172 38 786 -0.4% 4.6% Krasnoyarsk 45 958 45 317 0.3% 1.2% 0.5 38 065 Voronezh % 38 043 1.8% Saratov 32 772 32 816 -2.8% 3.0% Togliatti 35 402 35 201 0.2% 0.0% Krasnodar 46 541 46 809 0.4% 1.0% 43 748 Yaroslavl 0.3% 0.1% 42 385 32 266 Ulyanovsk 0.0% 0.0% 32 324 54 395 Khabarovsk 1.8% -2.9% 53 853 42 807 Tula -0.7% 40 955 -4 6% of Kursk 30 923 30 366 1.4% 0.5% Tver 47 691 48 165 -0.1% 2.8% Belgorod 46 707 45 259 0.7% -0.2% 43 116 Vladimir 1.4% 40 340 -2.0% 53 375 Kaluga -1.6% 54,198 1.3% Source: Russian Guild of Realtors in the overall table (data from two - 30 June and 30 April) had analysts, some cities do not lead.

Tip of the Day: How to buy an apartment

Buy an apartment - a major step in the life of every human being. It is therefore important to carefully and thoroughly address this issue. Purchase of housing is always fraught with the weight of nuances and subtleties of law, about which they know not all buyers. The experts of the company Penny Lane Realty - the leading operator on the residential and commercial real estate - offer five tips on how to avoid mistakes when buying apartments in the secondary market. 1. Check the documents confirming the ownership of the apartment, as well as contract of purchase / sale. First, check the documents on which there was ownership of the seller. Such agreements may be, for example, sale, gift, certificate of inheritance, the court decision, which came into force. Secondly, you need to ask the seller to give you an extended extract from the Unified State Register of Rights to Real Estate (EGRP), which will be visible "history" of the apartment, all transactions made with it. Third, check the identity of the seller, the authenticity of his passport, make sure that he is not registered in the mental and drug abuse clinic. Naturally, the maximum ought to be careful, if the sales contract on behalf of the owner signs a representative by proxy. You should make sure that the power of attorney is not faked and not withdrawn. The agreement itself must include details and details of the seller and the buyer (name, full passport details).

A rational budget

For most Russians, utility services are one of the most significant items of expenditure in the family budget. Growth rates increase steadily ahead of wages, and this burden with every year it becomes more tangible. "Exorbitant utility bills the size of our country turned into one of the most pressing social problems. On average, every Russian family spends to pay for housing and communal services 22% of total income, - says Alexander undergrowth, the head of the Advisory Board under the Chairman of the Federation Council on Innovation, modernization and energy efficiency. - In Moscow, the figures more modest - no more than 10%, but we have many areas where the cost of utility bills up to 25% of the family budget! ". As sociological surveys show that our fellow citizens are very few people know about the legal ways to reduce utility bills and often solve the problem in the simplest way - are underpaid for utility bills or refuse to pay at all. As the Minister of Regional Development of Russia Viktor Basargin, at the end of last year, the population of the municipal utilities owed 64.9 billion rubles. But this illegal path is fraught with many problems. Since June 2011 the Russian government approved new rules for public services to tenants of apartment buildings. They spelled out measures to influence the debtors and debtors - they will turn off the water and other resources. For example, a family of three can delay payment of a month, and after a warning light and debtors disconnect block the valve.

To pay or not pay, or how much savings

According to sociological research, the majority of Russians are trying to solve the housing problem without resorting to the services of estate agents. What do you think why? What information is missing for those who avoid agencies? These are the questions we asked the heads of agencies - members ARSPb and LO. Vera Yakovleva, head of residential sales, "Tsang - Real Estate": - The present time, the so-called "crisis" teach people to save or at least thought about it. Economy in all things, often not realizing the benefit or harm we do. Economy has become an urgent and real estate transactions. Real estate is often the most valuable assets that a person has, but he hastens to do without professional self to sell or buy an apartment without the services of realtors. The main reason for this initiative is the desire to save money on commission. Knowledge to deal drawn from Internet resources. Internet is full of articles "How to throw the agency," "How to sell an apartment without agency, without an agent," "The Importance of intermediary firms strongly exaggerated," etc. Any visitor who reads these articles, it seems that the real estate transaction - a simple matter and that job everyone can. Determining the value of the object, negotiation, check the history of the apartment, the preparation and conduct of notaries, texts and forms of contracts of sale, settlement, - all this is left unattended in amateur transactions. The result - a buyer and seller, without any knowledge about how to deal, work blindly, make mistakes, accidentally introduced to each other in confusion, or, as is our experience that intentionally deceive each other.

Friday, October 28, 2011

Experts called the cost of capital "communal"

July 6 head of the Russian Prime Minister Vladimir Putin met with Sberbank President German Gref, Sberbank encouraged to reduce the average rate on mortgage loans of up to 8% per annum. At one percent, "We must strive to ensure that the average rate decreased gradually to 8% on average," - he turned to Gref. He said that everything would depend on inflation. And he explained that now the average rate on a mortgage is 11.5-12% and 8% - the minimum rate. It is worth recalling that earlier Prime said that Russian banks have in the future seek to reduce mortgage rates to 5-6%. It seems like the head of government perspective is not considered real, at least in the foreseeable future. Meanwhile, over the past five years mortgage used only about 1% of Russians. This is the statistics of the Central Bank. Since 2006, it issued 1.27 million mortgage. At the same time the national average of 13.2% of the working population can afford to buy real estate in the secondary market and almost 28% - in the primary. That is, the vast majority of those who can get a mortgage, still prefer to give it up. The study showed that to pay for a 20-year mortgage with a rate of 12.4% APR loan and down payment 20%, average Russians must have a monthly income of not less than 30 thousand rubles per month. Depending on the region of its availability varies greatly: a resident of Moscow should have a monthly income of 70 thousand rubles, of St. Petersburg - 42 thousand rubles, and, for example, the Murmansk region - 11,7 thousand.

Fell under the law

In the area of ​​Olympic construction in Sochi will soon start seeing the homeless. Tells special correspondent PH "Kommersant" Olga Allenova. In June, I wrote, as in the Imereti Valley in Sochi Olympic facilities under construction and that it is thought by local residents (see "You are against the Olympics, you're against Russia" in the N 22 from June 6). One of the heroes of the article was a resident of the village merry Vladimir Tkachenko - his house was in the zone of the Olympic buildings. Vladimir was born and raised in Imereti. In 1990 he returned from the army, found work in the "Water", and married. After giving birth, stood in line for housing. In 1996 he received a three-year lease on the land for individual housing construction with the right to further compensation. The decree, signed by the Adler district administration, said that within three years Tkachenko should build a house. In addition, the decree stipulated that by getting the land, Tkachenko removed from the queue for housing. In 1997, according to Tkachenko, the house was almost completed. I do not know why he decided not to buy the land, and to issue its long-term lease for 49 years. As many do, hoping that it's easier and cheaper. While in Sochi, and say that if you want to draw the earth, that are ready to pay a round sum, or to write off ten years of life. Tkachenko chose the second way. And it was more than eight years. In 2005 alone, he agreed with the city called the project boundaries on the basis of which was commissioned landmark plan required for issuance of cadastral passport.

There was not a penny, but suddenly altyn

The State Duma adopted a law allowing many defrauded real estate investors to save anything from their invested funds. Do not throw the property "at Sharap" The problem of defrauded real estate investors, as we know, there are two main aspects. First - how to protect citizens from fraud, deceit or simply inept business builder. It is a challenge, so to speak, prevention. The second aspect - how to help those who have already suffered, who have lost their money and found himself with nothing. Domestic legislation thoroughly bothered by the first direction: nearly seven years ago passed a law № 214, called for brevity the law on joint construction, after which he had three or four times were made drastic amendments. Another thing is that created by the deputies of the legislative design was ineffective, as evidenced by the unrelenting number of victims, however, something in this direction has been done. City Council just adopted the Law "On Amending the Federal Law" On Insolvency (Bankruptcy) "of Article 17 and 223 of the Arbitration Procedure Code with regard to establishing the features, properties of bankrupt property developers, which attracted participants cash Construction" - is, in fact, the first serious attempt to help those who already suffered from the adventurers, and to whom prophylaxis is useless. The basic meaning of the new law is that in an organized way to consolidate the assets of real estate investors, formed on their money during the construction period. Basically it is the right to land and that, in colloquially referred to as "unfinished" (in some rare cases there are even finished objects).

90% of buyers of apartments in new building has the right to demand compensation for defects in the court

According to the "Capital of the First Law Center," about 18% of apartments in new buildings have significant construction defects that do not allow to use them to their destination, 24% of apartments contain deficiencies that need to resolve to spend more than 500 thousand rubles and a further 48 % of flats have construction defects that are addressed by consumers will spend from 50 to 400 thousand rubles. Most often, buyers of apartments in new buildings complain of poor finishing, site contiguity window units to wall openings, poor plumbing and seam sealing. If you passed apartment with defects in the act of reception and transmission is necessary to fix the existing flaws. Further, the buyer should be representative of the builder on receipt by courier or registered mail to deliver a construction company with a complaint listing the exact list of deficiencies and specify a time for their removal (initial and final periods. The claim must identify the date of the deadline for the reply to your own address. In addition, the claim must contain a warning the developer that by inaction on his part you will be forced to apply to the construction and technical expertise to fix the deficiencies. If the seller does not respond to the claim, there are two ways in which to move the buyer. The first way - should contact in construction and technical expertise to get results of expert evaluation and file a claim in court for the recovery of the amounts determined by the expertise and necessary to correct deficiencies in the living room.

Serenity - the guarantee of health

The old statement, "My home - my castle" Unfortunately, today is not an axiom. Even in the native land residents of apartment buildings are not protected from many problems of diverse origin. Some blame the irresponsible neighbors and negligent management companies. Others, because of ignorance or the belief in the great Russian "maybe", we are creating for themselves. Let's try to figure out how to make your life as a quiet and protected from all kinds of domestic trouble. Wet case history of how the neighbors apartment flooded from above, could form the basis for many jokes, if all were not so sad. By law, meanness, most stains and stains appear on the newly whitewashed ceiling, soak the new wallpaper, it is necessary to restore svezhepolozhenny expensive laminate or hardwood floor. Of bays suffer not only finish, but also furniture, electronics and household appliances. And very much want to find a way to permanently secure the apartment of leaks. Hedging really can, and in the truest sense of the word. "Gulf neighbors on top - one of the risks, which can be specified in the policy. In addition, you can insure against destruction or damage by fire, natural disasters, etc. ", - says Alexey Kozmin, head of the Directorate of underwriting property insurance to individuals and mortgage insurance group" UralSib ". Objects of insurance may be: structural elements flat (wall, window and door designs) interior trim (all types of plastering and painting, coating the walls, ceiling, floor, technical and engineering equipment), heating and air conditioning systems, plumbing fixtures, movable property (furniture, electronics, home appliances), and even clothing.

Mirages of social housing

Government plans Housing builders consider themselves totally unrealistic. Vladimir Putin declared landmarks - 100 million square meters. m of housing in 2016 and 140 million square meters. m in 2020 - can not be achieved with the current state of the construction industry and in the absence of social housing programs. Such a conclusion yesterday, members of open discussion, "Social housing - strategic direction of construction," which was organized by the Association of Builders of Russia (ACP). "In 2016 we already have to build 100 million square meters of housing", - Putin said at May 26 meeting on the development of the construction materials industry. "And in 2020 proceed from the fact that the country will be able to build an annual 140 million square meters of housing," - continued the Premier. Meanwhile, last year the country was introduced only 58 million square meters. meters of housing, and in 2011, according to Rosstat, the continuing drop in housing construction, even compared to the failed 2010. At this rate mortgages and commercial construction, apparently, is not justified. The most optimistic estimates of not more than 15% of the population have now enough money to buy a home. However, more than 40% of Russia's population have shelter, does not meet the minimum requirements of public amenities and comfort. And about 3.1 million households (6.4% of the population) are accepted by local authorities to register as needing to improve their living conditions, according to the ACP. In this part of the needy is almost not reduced.

Mortgage lender and the borrower: build relations. Choose a sane developer, trying to convince an employer to declassify salary, pay debt from abroad without delays

To those people who think that the mortgage - this is a purely financial matter (took the money in the debt and then just give percentages), we can confidently say you are wrong! Lending in the bank - a serious challenge that will require you and remarkable organizational abilities, and talents in relationships with others, and sometimes the gift of intelligence. Do not believe me? Then read our next selection, "mortgage-stories" - the real situations of life that we asked to comment on market experts. Interest, which recalled four years ago took the mortgage, then could not pay for it out of the crisis and the accompanying well-known problems. The bank then went to meet me: I had to pay principal and interest to me as if saying goodbye. With the debt paid off I do, and now the bank "remembered" on interest and need to repay them. First of all, the author painted a picture of the story seems weird. How does this - the bank "forgiven"? Not to give loans to banks to "forgive." "Regardless of crisis or other situation, the bank simply can not" forgive "the interest on the loan, because they are the borrower's fee for the use of money - fully confirms this view Alexander Zaikin, General Director of" CLC. Real Estate ". - Providing a loan without interest, the bank has to operate at a loss, no-profit organization is not interested in this, and the bank is no exception. " If still for a moment imagine (imagine something we can do anything), that this situation was, the key question here is - as "forgiveness" has been issued?

Ministry of Regional Development has defined a new market price of housing

This article is a commentary: Order of the Ministry of Regional Development of the Russian Federation of June 23, 2011 N 299 "On the measurement for the price of 1 square meter of housing area in the second half of 2011 and the average market price of 1 square meter of total housing area on the subjects of the Russian Federation in the third quarter of 2011, "Ministry of Regional Development has established standard cost per square meter of housing area in the second half of 2011 and the average market price per square meter of total living space on the subjects of the third quarter of this year. The document published today" The Russian newspaper. "ratio for the second half remains unchanged - it is 30 thousand rubles per square. The market value of the regions is significantly different. The lowest prices - in the North Caucasus federal district. The lowest recorded in the Karachai-Cherkess Republic - 19 450 rubles for square meter. In the area of ​​20 000 - in the Chechen Republic and Ingushetia. Overall, in 50 regions of the country's market value per square meter below the normative. In three regions, it is standard, that is 30 thousand rubles. And in the 30 regions - over 30 thousand rubles . The most expensive housing being built in St. Petersburg (44 850 rubles), the Sakhalin region (42 750), the Moscow region (42 950), the Nenets Autonomous District (41 350) and Yamalo-Nenets Autonomous District (40 750). The absolute leader - of course Moscow, where the cost per square meter is 77 500 rubles, 3700 rubles for it more than a year ago.

The State Duma may require apartment owners to pay monthly for overhaul - Deputy Housing and Utilities Fund

The Russian State Duma may already be in autumn 2011 to consider the bill on regional funds overhaul of housing, which contained a proposal to introduce for owners of apartments in apartment buildings required monthly payment for the repairs. Told reporters on Tuesday deputy director of the Housing and Utilities Fund Vladimir Talalykin, RIA Novosti reported. Housing Fund was established in 2007 and implemented in the regions of Russia program overhaul of apartment houses and resettlement program of emergency shelter. To participate in these programs, the regions must meet certain requirements to reform the industry. It is assumed that the fund will run until the end of 2012, after which no longer exist. "Without the introduction of this rule, the mandatory payment, simply does not work. We will have some kind of point solutions, relatively speaking, on a conscious owners who make their homes / repair / and the rest of the housing stock and will" hang ". The bill / regional funds on repairs / prepared, there are many conflicting views on its content, its concept, but, nevertheless, there is a fall session idea is to make it to the State Duma, "- said Talalykin. He explained that in exchange for federal housing aid, which is supposed to cease its operation in late 2012, the regions should be created regional funds overhaul of housing. They should be funded from both the regional and municipal budgets, as well as from the owners - the latter can be realized through the payment of the monthly payment for overhaul if it is accepted by the State Duma before the law of the regional funds.

Thursday, October 27, 2011

Prices for apartments in Russian cities are growing

In the first half of 2011 most of all Russian cities rose from an apartment in Tyumen (10.6% in rubles), Omsk (9.1%) and Rostov on Don (7.1%). Moscow is not even entered the top 20 cities with the highest rates of growth in housing prices (1%). Realtors recognize that pent-up demand in the regions has already been implemented and the cost of 1 sq. km. m in the coming years will grow in the range of inflation. Rising house prices in Russian regions is always significantly lagged behind the Moscow level. When the square footage in the capital rose in price by 30-50% per year in other cities, housing prices rose by 10-15%. But in a crisis and decline in prices in the regions has been less tangible - from 10 to 30%, while in Moscow, the market prices of flats have fallen by about 50%. According to realtors, the regional housing market began to recover from the crisis in 2010. Then prices rose in most cities-millionaires such as Ufa (13.4% in 2010), Krasnoyarsk (+8.3%) and Kazan (+8.2%), and in 2011 began to catch up with them and city ​​with a population of 200-500 thousand people, says the head of the analytical center "GdeEtotDom.Ru" Alexander Pypin. In the first half of 2011, according to analysts' GdeEtotDom.Ru "portal and" World Apartments ", faster than inflation (according to Rosstat, in this period it was 5%) prices have risen in ten regions of Russia. Leader in the growth of prices in the first half of 2011 were Tyumen (+10.6%), Omsk (+9.1%), and Rostov-on-Don (+7.9%). Also grew faster than inflation rates for housing in Kursk (+7.1%), Krasnoyarsk (6.5%), Vladimir (6.5%), Smolensk (5.9%), St. Petersburg (five , 4%), Belgorod (+5.3%) and Khabarovsk (5.1%).

As the summer to save on utility services

In the midst of the holiday season last thing I want to spend time on a monthly payment of utilities for an apartment. Nevertheless, to avoid the number of debtors, it should be done in a timely manner. To solve this problem, please contact the Moscow Guiza and paying utility bills in advance. Where can I go To nothing clouded holiday, contact the Customer Care Engineering Services at the place of registration. There Guiza specialists will offer to write a statement in any form, which will be the dates the alleged absence. Water consumption indicated by the citizen who goes to billing center. At the request of the client will be calculated monthly water consumption. If you wish to graph the consumption of water, you can specify zero volume. Advance payment for an apartment can be made as to the month and at six months. Paying utility bills in advance, you can rest easy, not being afraid to be among the debtors. This is especially important for residents to spend their holidays abroad. Not paid within the specified period for utility services, the Russians may have trouble crossing the border of a country. All the more so for a flat fee up front can save a Muscovite. The fact is that on returning from holiday in Moscow Good payer would be to recalculate. Who has the right to recalculate a refund for unused housing services Muscovite may, if it did not live in his apartment for more than 5 days. To do so, within 30 days after the return to appear in district Guiza, write a statement and provide proof of a temporary absence.

Expansion in Moscow lead to higher prices and redistribution of forces in the property market. The experts' opinion

In connection with the government's plans to expand the borders of Moscow, many analysts predict that the domestic market of a sharp rise in property prices and land. However, to date, experts fear did not materialize. The territory of Moscow, is known to be increased at the expense of areas that many have dubbed "skirt." This is an irregular triangle within Warsaw and Kiev highway, a third party which may be conventionally considered as part of the arc of a great ring of MOR. Thus, the capital of Russia will be more than 2.4 times, and would include one of Podolsk, Troitsk, Moscow and other towns. Than face such an increase in the territory of Moscow real estate market? The unequivocal answer from the experts so far. Most developers tend to assume that in the southern and southwestern areas of the Moscow region, apartment prices will increase by 10% -20%. Rising prices in areas that are expected to join, with the announcement of the government's plans amounted to 2.9%. The index is not so great to see him as the first signs of a sustainable uptrend. However, this growth was recorded amid falling prices in the suburbs as a whole by 1.3% -2%, and it already makes you wonder. The increase in prices experts believe more than likely because too many would be interested in obtaining a residence permit in Moscow (and therefore - and in the purchase of apartments in the suburbs). Very appealing, with the perspective of yesterday's suburbs will be able to use the infrastructure of the capital and relying benefits.

Rating seaside resorts of Russia (except for the large Sochi)

Analysts at Penny Lane Realty ranked the famous summer resorts of the Black Sea coast of Russia, which can theoretically an alternative to Sochi, where the orientation of the city administration in the direction of preparation of the upcoming Olympics leads to damage and loss of tourism potential buyers. Rating score for each participant was assigned to the company's experts on the basis of indicators such as the availability of modern high-quality residential real estate, tourism development, saturation, transport, social and recreational infrastructure. 1st place: Gelendzhik Rating score: 9.5 points Location: on the coast of Gelendzhik Bay of the Black Sea, 264 km from Sochi Population: 53 000 Airport: within the city distinctive feature: the longest embankment Black Sea coast (11 km) George Dzagurov, General director of Penny Lane Realty: «In my opinion, Gelendzhik, which has such unique features as a new airport in the city, quality hotel Gelendzhik Resort & Spa, the most well-kept walking promenade Black Sea coast, is a real alternative to Sochi. Due to the relatively flat relief of the city of Gelendzhik, there is a lot of land for new construction. Small (up to 7,000 square meters) homes under construction are re-emerging after a long break caused by the crises. The city is ideal for families, free of hazardous industries, federal highways, traffic jams, in the end.

"The middle class lives in maloetazhkah"

"The development of mechanisms that would attract low-cost long-term money into the system and operation of rental housing - one of the main tasks of the state. If this problem is solved, we get an explosion of construction ", - told the newspaper LOOK Vice President Sergei NAMIKS Milushkin, commenting on plans for low-rise construction in Russia. Prime Minister Vladimir Putin on Friday held a meeting on low-rise building, where once again stated that the development of this form of housing in Russia is now a top priority for the government. Putin demanded that the percentage of low-rise construction in Russia increased from 40% in 2010 to 60% by 2015, the total built housing, but in real terms - up to 54 million square meters In the next five years to stimulate the housing programs in the regions of the federal budget will send about 25 billion rubles. The Prime Minister noted that "in areas where elevated low-rise housing, adequate rate should be entered in the system network power and water supply, gas pipelines, roads and communications systems." He also demanded to remove "excessive administrative barriers, including significantly reduce the time of approval of project documentation when issuing decisions." Putin also said that the cost of the developer to connect to the grid is too high. "In developed economies, the cost of connecting to the grid 40 times less than in Russia. As a way to build? "- Outraged the prime minister. Since purchasing power is not high enough yet to buy an apartment, Putin offered to find more effective mechanisms.

Planned for this year amounts of housing are unlikely to appear

Issues of innovation in construction and infrastructure projects come to the fore during the discussions at the summit of the business community, "Strong Russia - 2011". Without innovation resources is difficult to stir up the domestic construction industry. If in the near future will not begin active infusion of innovation, building in the country is doomed to degradation and self-destruction. And at least the industry expects a loss of competitiveness, reduction of quantitative and qualitative indicators. The numbers speak for themselves: according to the first five months of this year, the dynamics of housing construction by about 6.7% less than in April last year. Although the monetary value of construction work execution was plus 0.8%. But it's statistics. And if the 0.8% move in the inflationary component, consider taking into account the increase in the cost of building materials and cost, it will be about minus 20% of the pre-crisis period. The planned 60 million square meters this year will be difficult to pass. Meanwhile, the government set the task - in 2015 to introduce 100 million square meters of housing, and in 2020 - 140 million squares. Now for their implementation need to address several fundamental issues: conduct research in advance, we need engineering training areas, it is necessary to prepare construction documents. Prior to 2015, three and a half years, but if the documentation does not appear in the next two to three years in a volume of 100 million square feet. meters a year - then we can assume that the program will fail.

Be careful when you make a power of attorney to sell real estate

Quite common cases where by virtue of his employment or for other reasons, the owners draw up a power of attorney to sell his property to third parties - relatives, friends, employees, real estate companies. It is not enough to change your mind to make a deal if the owner has issued power of attorney for selling the property and gave it to the attorney, but later decided not to dispose of the assets, it is not enough to change your mind to do this or that transaction. In addition, not enough even to cancel a power of attorney - this action can not prohibit the execution of the contract as your representative. It is mandatory to be notified to cancel a power of attorney a person to whom it was issued, and he knew of third parties, for which the representation is given to the attorney, and the registration authority. The above obligation is to be the rule 189 of the Civil Code. If you cancel a power of attorney, you do not put notify the attorneys and the person and the registration authority - Rosreestr, the termination of a power of attorney will have no legal force, or in other words, this cancellation will not be deemed to be a recognition of the transaction, structured in such a power of attorney invalid . Any cause of judicial practice and requirements relevant circumstances or good cause is the former owner, whose property is expropriated by the power of attorney for the court will have no value. The jurisprudence in this matter has already been formed and is strictly on a certain direction - namely, if the owner will issue a power of attorney to dispose of the property, and does not cancel it, or cancel, but does not notify a representative to the registration authority and, accordingly, will be deemed to power of attorney has not been abolished, and consent to the transaction for the disposal of the property from the owner is present.

What has changed about the new law or equity holders 13 of the rules of a new life real estate investors

August 15, 2011 came into force on federal law, which is a completely new way regulates the relations between developers and real estate investors: № 210-FZ "On Amending the Federal Law" On Insolvency (Bankruptcy) "of Article 17 and 223 of the Arbitration Procedure Code with regard to establishing the features of bankruptcy developers raise funds participants in the construction. " First. Now the developer is any company that attracted money holders, even if such activities are the construction company was not legitimate, that is, developer did not have rights to land (ownership, lease, sublease), the developer shall be written agreements to participate in the joint construction, and any other agreements, including preliminary contract concessions, investment, joint venture, etc. Also, now it does not matter, whether the developer or other proprietary property right to object construction (earlier it was mandatory). Second. Disputes with real estate investors to recognize the right of apartments in unfinished or unfinished house will now be treated exclusively in arbitration courts in the immediate bankruptcy of the builder. In addition, the trial may take place not only at the location of the builder, but the place of construction and the location of the majority shareholders. The third. To participate in the process of recognition of property rights in bankruptcy must necessarily involve all direct and indirect participants of construction - participating investment contract (co-investors), the administration and state and municipal authorities exercising control and supervision in the field of participatory construction (in Moscow - Mosgosstroynadzor, in the Moscow region - Ministry for building complex).

Wednesday, October 26, 2011

Housing prices promise to reduce up to 30 thousand

When the average Russian could afford to buy a house or apartment? This question correspondent "RG" asked a member of the Public Chamber and the president of the National Agency of low-rise and cottage construction Elena Nikolaeva at a press conference on the prospects of this very building in Russia. Soon, came the reply. "For example, in the Moscow region already has cottage settlements with the price per square meter to 45 rubles. But we plan to bring the price up to 30-35 thousand" - promised Elena Nikolaeva. Embarked on a price reduction and in other regions of the country. The high cost of housing in Russia for many reasons. First, experts say, we have a problem with the issuance of permits, obtain technical conditions for connection to networks with infrastructure preparation of land. Timing of approvals in Russia is higher than, say, in countries of the Organization for Economic Cooperation and Development (OECD) is about four times. Cost of connection to the water supply, electricity supply and sanitation to 40 times higher. "We do not pay for the entrance to the supermarket, we go and buy it. Here we have to pay a fortune to us allowed to purchase services and pay for them. Absurdity" - says Elena Nikolaeva. According to her, now authorities are trying to solve this problem and think about how to cancel the charge for connection to networks, or at least reduce it to a minimum. In the OECD countries to agree on the construction of, say, a warehouse, an investor should take about 15 bureaucratic procedures, in Russia - 50 (approval period exceeds two years).

Making your registration via the Internet is taking longer than traditional vystaivanie in queues

Even today, those who want to join the community (to register) may do so via the Internet. Permanent residence Russian Federation citizens who have changed place of residence, not later than 7 days after arrival at the new place of residence may apply for registration in an electronic document through the federal government information system "single portal of public and municipal services" (the site of public services). In order to make transactions online government services, you must obtain your login and password, which the Ministry of Communications will send a response only to those who have their passport number, TIN number and insurance pole. Only after verification of the data a person can fill out an application and receive services in electronic form. At the same time, by sending a request for registration by place of residence via the Internet, a citizen of the Russian Federation is still required to personally appear in the FMS (passport office) and provide: - an identification document - a written consent of all registered in the apartment (home) adult citizens in the new residence living - a document which is the basis for the universe in a dwelling (application grantor citizen housing, contract, certificate of state registration of rights, a court decision recognizing the right to use the living room.). To register, enough to provide one of the above documents. Temporary residence permit to obtain a temporary residence permit at the place of stay a Russian citizen may apply via the Internet.

How to solve the problem of defrauded shareholders

It's no secret that the primary market of housing (buildings) in a large number of Russians are not associated with new areas of happy faces and the new settlers, and with hunger strikes defrauded real estate investors and "frozen" construction projects. It is necessary to plant and real estate investors need to consider a serious criminal liability not only for developers, but also with respect to equity holders. For example, as a bribe. Namely, in our state criminal responsibility not only face the bribe and the person has given a bribe. Thus, if the shareholders will be held criminally responsible for the fact that they enter into a relationship with the developer, whose activities do not meet the 214-FZ of the law, then under threat of such liability interest holders will never go in the wake of unscrupulous developers. In turn, if the interest holders will not enter into contracts with developers who violate the law, which the majority, then, respectively, and unscrupulous developers will not be able to operate because of lack of demand from buyers, real estate investors. As a result, developers will have objective reasons to begin to execute the current legislation in the field of equity in the building. Professional and financial status at the legislative level to determine the minimum professional and financial status of the construction company, which has the right to enter into a relationship by building homes and apartments for implementation. Construction companies must meet the requirements of large, both in terms of the huge capital and professional staff personnel.

Named the most expensive and the cheapest city for travelers

Free International destinations TripAdvisor rating was the most expensive and least expensive cities for travelers. The most democratic place of rest was Bangkok. And Paris was considered the most expensive city for tourists. The study involved 50 of the most popular among tourists city of the world. The rankings take into account the cost of accommodation for one night in a four-star hotel in June - August 2011, the cheese pizza, one serving of dry martinis (this drink is most popular among tourists) taxi ride to a distance of 8 kilometers. "The most expensive city in the world was found in Paris, where tourists spent per day 303.99 euro 'The compilers rating called Bangkok the most attractive city for tourists. According to a search engine, here tourists per day will spend about 79 euros. Overnight at the hotel will cost 60.38 euros, the trip in a taxi - at 1.76 euros, pizza - at 9.72 euros, and a martini - at 7.03 euros. In second place for this indicator is Beijing - 84.6 euros. Sharm el-Sheikh was in third place. Here, tourists will have to pay just over 90 euros a day. Incidentally, among the ten least expensive cities, oddly, was sumptuous and Dubai (108.7 euros). In Europe, the most affordable major cities for tourists became the capital of Bulgaria Sofia, where the daily tourist spend an average of 95.5 euros per day, the Hungarian capital of Budapest (101 euros per night) and the main city of Warsaw Poland (105 euros per night), transfers TripAdvisor . The most expensive city in the world was found in Paris, where tourists spent per day 303.99 euro.

Moscow real estate has lost a major factor for the rise in prices

Many joyful shouts of expanding the boundaries of the capital can not be considered justified. It's no secret that there are many factors that have a negative impact on the market due to the increased space of the city. And not all experts share the joy of this project. "Statement of expanding the borders of Moscow in a moment deprived of many investors' hopes for the future of housing prices. For decades, the main reason for the price the storm was not enough land for construction of affordable housing and for social programs. Now the fears associated with a lack of areas under construction, no "- says Valery Barninets, CEO of real estate A-Realty Group. While some developers are already talking about the imminent rise in prices for apartments in newly-districts of Moscow, it is rather an attempt to save face before the unavoidable circumstances. The reality is that if housing prices in the "new Moscow" and grow in the short term, then in the next 10-20 years, more land will be the main cause of stagnation in the capital's housing market. "We're really going to see rising prices in the first year or two, but it can not last forever - the growth followed by decline, and serious", - peer-reviewed A-Realty Group. Ardent supporters in defense of the ever-increasing price trend should now ask ourselves what we could become a new foundation for the credibility of defense of his position.

Rooms in Moscow as an object of purchase

A few years ago, during the boom of real estate sales in Moscow, particularly popular room. How is the situation today to the sale of the rooms? What areas provide these facilities? Barninets says Valery, CEO of real estate "A Realty Group", an expert in real estate. "The rooms are quite actively marketed. Background appearance of the rooms on the market has its roots in the communal. Still a lot of them remained in the central districts of the capital, which originally were built before the Revolution Multi-bedroom. Communal flats were formed after the revolution, but even went up to our times "- says the expert. These flats are actively settled, because in the 90s when there was not going massive construction of new housing a good alternative to the purchase were not. "Now there is no active dispersal, because the room in communal actively marketed in order to acquire better housing. Other market - this is an apartment building postindustrial sleeping areas. "Communal in their historically formed when, because of family disintegration and division of personal accounts. The rooms are resold, were given, bequeathed "- experts say Area is for sale, are different: they start from 9 m and higher in Stalin's homes have a room even at 30 sq m, are frequent cases when sold immediately for 2-3 rooms in multi-room apartments. "Conditions of Sale and the cost depends on the number of neighbors and comfortable common areas.

All for a comfortable life

Repair in an apartment or private house is often compared to the disaster. Indeed, to survive this long with dignity and with many difficulties conjugate process requires considerable effort and financial costs. And very few people fully pays repairs at the mercy of interior designers and professionals from the construction firms. Much more often, Russians are free to decide how it will look an updated housing which use building and decoration materials, and maintenance crews hired by the voluntary varying degrees of skill and comprehension are trying to make it happen. The result of such repairs, planned and carried out by amateurs, often brings only disappointment and excessive costs. With the help of experts, we will try to make out important aspects of the renovation, which will hopefully help avoid the most obvious errors, save a lot of money and nerves get in the end housing, which is pleasant and comfortable stay. Light and heat, "If you do not repair a building, it will have to start completely replace electrical wiring, - said Ruslan Tikhonov, an electrical engineer of" Story-West. " - This is not to be afraid of a short circuit and increase the power consumption of appliances. There's too much copper wire is used, it is safer and more durable than the old aluminum. And all electrical appliances and outlets should be grounded in an apartment. " So you do not stumble on the extension, is to think of ways where the outlet will be located and how much they need.

Houseboat

Particular interest to housing on the water there are both abroad and in our country. The reasons are varied. The classic example - the desire to save on taxes by using loopholes in the legislation. This occurs, for example, in France, according to the laws which the property tax is payable if the accommodation is situated on the ground of the French Republic. But to pay the tax for the dwelling, which is on the water Gallic state law does not oblige. Not quite as materialistic, but no less common reason - taking care of their own health. It is no secret after all, that is directly on bodies of water the air is cleaner and better environment in general, that in modern cities is even important. In Europe, few people can surprise, get housing on the landing stage, boat or other floating craft. But in our country so far this type of housing that is uncommon. That, frankly, a little surprising in view of the popularity of the use of "floating houses" for commercial purposes. Restaurants on the water surface is no longer surprising, but delving into history, we can recall an amusing case. Prior to 2004, on the landing stage at the Frunze Embankment there was "floating" ceramic tile store, who in his time the subject of discussion and obstruction at a meeting held by the then Mayor Luzhkov. Yuri Mikhailovich, incidentally, had a very clear position of rejection of the Moscow River as the "foundation" for the river works. In Russia, the choice of the river as a permanent place of residence to this day remains, rather, with a fairly narrow stratum of wealthy people and the brightest.

5 Tips to tenants

Page of magazines and newspapers are full of information about how to find and safely remove the apartment. However, not everyone knows that after the signing of the agreement the tenant can expect some nasty surprises. Penny Lane Realty experts decided to tell you how to avoid potential problems with the owners already after housing found and the parties are ready to sign a contract. 1. Carefully inspect the property right. It happens that apartment rents you an owner, then there is another owner, and has its own law on the income from renting an apartment or in part. This can happen if the property was acquired, such as marriage and framed by a spouse. After the divorce, this object has been divided into two equal shares, but the one who gave you the apartment initially chose to conceal this fact. "To avoid falling into such situations, it is necessary to make a request in EGRP and see who really owns the object that you intend to shoot," - said Giorgi Dzagurov, CEO of Penny Lane Realty. Another case - in the certificate of ownership is a burden, such as mortgages. The tenant at the same time there is no guarantee that owners will faithfully and on time to fulfill their obligations to the bank. And if homeowners can not pay the mortgage, then you face eviction. Penny Lane Realty Specialists advise not to consider such objects. If you enjoyed this very apartment, you should carefully prescribe penalties for the hosts. 2.

Tuesday, October 25, 2011

Purchasers of apartments in Moscow have gone on vacation

In the market of the Moscow housing reigned summer lull. By the end of July on Moscow governance Rosreestra recorded 7668 sales transactions of apartments, which is almost 3% lower than in July 2010. The market returned to normal when the summer the number of property transactions is reduced due to the holiday season. The number of registered transactions with apartments in Moscow began to grow every month since December 2009. As explained by the experts, win back market pent-up demand that had accumulated during the crisis. For example, in 2010 there were 85.65 thousand transactions that exceeded pre-crisis figures of 2007 by 10%. For the first time the number of transactions in the capital began to decline in May: then control Rosreestra registered 7.247 thousand deals with housing (13% less than in May of 2010, and 22% lower than in April of 2011). Summer is not sprung a surprise in June 2011 in Moscow was signed only 7.568 thousand deals with housing, which is 15.5% less than in June of 2010, but 4.4% more than in May this year. Realtors decrease in consumer activity explained the traditional summer lull, typical of the housing market. In July of 2011 housing market of the capital continued to stagnate. According to management Rosreestra in Moscow in July in the capital has been committed by 7.668 thousand transactions with apartments, which is 2.75% yield indicators in July 2010 (7.885 thousand transactions), but 1.3% higher than the number of transactions for June 2011 second (7.568 million). "The market returned to normal, when in summer the number of property transactions is reduced due to the holiday season, and autumn begins to grow again," - says the chairman of the Moscow Association of Realtors Michael Gorokhovskiy.

How to make a fool of us builders during the repair

Reporter "KP" learned from plasterers and bricklayers deceive tenants in my life I have repaired three apartments. I had to run around in search of work, by department, "All for the repair." Building materials for the dog ate. That's what I once told classmate Marina. She - the director of construction firm. "Firm" - said loudly, she works alone. Gives the ad in the newspaper, takes orders, hire superintendents, receiving a percentage. On it - the legal side: contracts, printing. - Latest trend of the season - a small house outside the city. People had seen a program about the nature of cottages and tear, - explained the friend. - A house built from scratch - it stunned any waste! Only for gas supply to 100 000 to pay. Because by giving rework garden huts, inherited from grandmothers. Such orders I have darkness. I complained about the lack of money and asked for it to second jobs. - This facility, to cobble together a team - said Marina. Migrant workers do not take the "Gang" I gained the familiar - the list got everybody more or less familiar with the laying of bricks and was able to keep the spatula in hand. And met with Stas, a connoisseur of psychology and market prices. I was lucky with him: the subtleties of nature Stas customer feels at times, easily spins the people for money. We are going to object - a garden house of sand-lime brick. When built, the sand in the solution too far, because the walls chipped, as a first-grader's mouth. The owner wants to build out the kitchen. - Now all measurements, math - suddenly catches initiative Stas. - Contract fill, the amount of work at the end of the act indicate. - Did you, checks for the materials I give.

Weather in the house

Today, owners of private homes and city apartments are increasingly focused on appearance and interior housing, trying to emphasize your taste, personality and social status. However, the comfort of the inhabitants of the house depends not only on design frills, comfortable furniture and modern household appliances, but also on a minor at first glance, nuance, as the climate. We perform in a residential area and 60% of all life, and, according to doctors, namely the parameters of the microclimate (temperature, humidity, air content in oxygen, carbon dioxide, pollutants and dust) depends directly on our mood and health. According to modern research, the best temperature is in the accommodation +20-22 oC, and the optimal range of humidity - 45-55%. Deviations in one direction or another is not just being felt as uncomfortable, but lead to a deterioration of health and worsening of chronic diseases, especially among children and pensioners. If not so long ago tools to regulate microclimate parameters were only two - seat in the house and the open window, modern homes have a large arsenal of instruments that allow you to create the necessary climate conditions in the home. Thus, the temperature in the rooms maintain heaters, ventilation systems are used to provide fresh air, air-conditioning - cooling air in the rooms. There are also traps dust, air humidifiers, ozonizers and many other devices from a variety of head that can go around.

Homeless-millionaires

Ministry of Finance will pay compensation to victims of fraud in housing: an apartment who lost only get to 1 million rubles, and then the money the state will recover from those responsible for the situation. According to experts, but instead need to bind insurance risks in transactions with property rights to the registration system on it. Defrauded real estate investors fear that the new law extended to them, and do not want to get a million instead of apartments. Ministry of Finance is considering the possibility of providing state financial assistance to citizens who lost the roof over your head as a result of transactions with his only shelter. For public review before it a draft Federal Law "On Amendments to Articles 31.1 and 33 of the Federal Law" On state registration of real estate and transactions with them. " The document is published on the website of the Finance Ministry and the "Russian newspaper". Receive expert advice on the bill is held until August 18, 2011. Under the bill gets a rather large group of citizens who are victims of fraud. According to a document on a one-time payment by the Treasury with the loss of property rights can count, "the owner of the only suitable for permanent residence premises, which shall not be entitled to demand from a bona fide purchaser, as well as bona fide purchaser, which was reclaimed from such premises." Thus, the state has recognized the existence of the problem, not only left without a roof over their heads tens of thousands of Russians, "failed" bought or sold a flat, but not giving sleep to millions of happy home buyers, who fear that in time they open unknown circumstances and deal be unlawful.

Public utilities are often marvels of ingenuity in the fight against defaulters

The total population of Yekaterinburg debt owed to suppliers of public services is about 2.5 billion rubles. Therefore, in anticipation of the next heating season, the management companies have to demonstrate in the debt collection inexhaustible imagination. - We have long been convinced that the debt problem is more profitable to decide not to go to court. So working with non-payers we have a number of know-how, - said the manager of one of the managers of companies Ordzhonikidze district Diana Rybakov. - Thus, in the crisis we were the first to be indebted to schedule a six-month installments, with interest written off to them. Another invention - a drawing of a certificate for 10 thousand rubles for the purchase of household appliances among those who regularly contributes utilities. Most often it is senior citizens, and of course they are happy when they fall the lucky ticket. At the same time and fees in general are rising. Today, the biggest defaulter should the company 300 thousand rubles. The court is always the order of 100-150 cases of claims for its most prolific MC debtors (total in the company 45 000 clients). Related statistics and other Criminal Code, having serviced more than 100 apartment buildings. Public utilities have long seen that collect debts through the courts - it is not too rewarding. As a result of a court decision repay the entire amount of the debt once a few - usually affluent customers. With anti-social tenants to take, as a rule, nothing. And examples of evictions still rare. To all, even after a court decision in favor of the defaulter, in fact, can only represent his sincere willingness to repay debt, to pay a symbolic part of it, and then bravely to save the debt further.

Rating of the most troubled cities in the Moscow region by the number of defrauded shareholders

Building Complex of the Moscow region is not only one of the leaders in the Russian Federation in terms of new housing, but also by the number of defrauded shareholders. First Place - Sergiev Posad were built in 2004, a 17-storey building (the first of the proposed district) on the construction at Sergiev Posad, st. Construction, a residential complex "Golden Gate", for various reasons, stopped for a few times. The builder is a company "Evroinvest." Today, thanks to a daily and heroic work of the initiative group with the support of regional authorities, with the participation of the developer's found money to complete construction of the problem. Moreover, all ready to start construction of 3 more homes and settlement on the site of the old stock-assumed emoy construction. However, the local administration in the person of the urban settlement of Dusko Evgeniy, a few months ago, who took his "throne" is not well-wisher defrauded real estate investors, and with all his strength and power, which gives local authorities, obstructed in the design and signature required for completion of the the documents. What is it - corruption, extortion of money, or for the benefit of defrauded real estate investors, which the administration in the person of Mayor Dusko EA trying to protect, not allowing a long-awaited apartment? This issue must specify the new head of Sergiev Posad. Second Place - In this city of Korolev in the last 7 years, formed a few long-term construction or abandoned unfinished objects, among which, the

Reliability - at the peak of popularity

From time to time each of us is faced with the need for repair or construction work. Do I need to make repairs to the old house or new building or upgrade your own house, the first step is often a shopping trip and construction markets in search of the necessary materials, components and tools. And there is an abundance of domestic and foreign goods for repair just run up your eyes! If ten years ago the Russians, with enthusiasm, "rushed" to all new items for repair or construction, but now it's time for a reasonable pragmatism and informed decisions. Especially as many of us have had many opportunities to "burn" on the low-quality materials and outright fakes. So what to do, that the choice of building materials does not become a questionable lottery? Ubiquitous counterfeit! Counterfeit construction and finishing materials now flooded the Russian market. Forge almost everything - from mortar and water pipes to plumbing. Thus, according to the deputy chief of the Central Customs Administration Helena Yagodkina, namely plumbing among the three most counterfeited product groups - immediately after the food and fashion apparel. "Pirate" are becoming popular in the construction market materials - both imported and domestic products: adhesives, paints, lacquers, marble, dry mix (putty, plaster). Often forge building known brands, copying their packaging, logo, fonts and colors.

As operating agencies and developers cheat buyers, real estate investors of apartments in new buildings

According to the "Capital of the First Law Center, nearly 90% on contracts for the purchase of apartments in new real estate investors are forced to pay for maintenance and utility costs before the moment when the apartment will go to their actual use. Just how legitimate such contract and whether they comply, says Oleg Sukhov, a lawyer for the Moscow Chamber of Advocates, a leading lawyer "First Capital Law Center." "Developers are wrongly included in the contract items, which impose obligations on shareholders to offset the cost of construction companies related to the cost of maintaining a dwelling house and the time the apartment is to the point where the consumer there any right to a specific dwelling, - said the lawyer Oleg Sukhov. - The time of occurrence may be considered duty or a registered ownership interest holders in a dwelling, or the act of reception and transmission in the apartment use. Law does not allow the acquisition of the conditioning of some goods (construction of a house with subsequent transfer of the apartment), compulsory acquisition of other services (contracting out maintenance and repair of the common property of a dwelling house with a management company). " It should be noted that there is already case law, under which developers are attracted to administrative responsibility for compulsion to conclude treaties of its responsibilities to shareholders to pay for operating costs to the actual receipt of housing (Resolution of the Federal Volga Region on November 9, 2009

Called the address of the cheapest housing

Realtors Moscow ranked the cost of housing by district, naming the most cost options like categories and areas of the capital. "Focus" of the market in that same apartment on nearby streets and even in neighboring porches may vary in price by 10-20%. Experts think tank "GdeEtotDom.ru" ranked the cheapest apartments in Moscow by the end of last month. It includes apartments with average characteristics, but were not considered malogabaritki area of ​​less than 30 square meters, as well as apartments on the first and last floors. In the TOP of the cheapest on the 1st place is flat in Zelenograd. Its price - 3.65 million. "It is because no secondary market for luxury housing loses many new projects and benefits from excellent location" within the Moscow Ring Road cheapest offers - in the south and east of the capital. Thus, the 2nd place in the ranking was flat in the south-east for 3.9 million rubles. Note that the prices were not included in the rating malogabaritki are comparable. Thus, according to experts of the company, "Inkom Real Estate" in HLW in June odnushka area of ​​21 "squares" cost 3.7 million rubles. Interviewed VIEW-Property realtors claim that today to find a decent apartment cheaper than 4.5 million rubles is unrealistic, and, and for this amount to calculate the square meters more than 38-40 should not be. "In fact, today the market went up to the fact that most low cost options, no more than 5.5-6 million rubles, diverge very rapidly - says LOOK-Real Estate Real Estate Agency Director Olga Tikhomirov. - Typically, this amount can buy an apartment in the "Khrushchev" or pre-fabricated house model 1967-1972gg.

Monday, October 24, 2011

Construction in Moscow is at the limit of power

The Moscow authorities to increase investment in capital construction, but building capacity is not enough today As the project targeted investment program for 2012-2014,. Published by the Department of Economic Policy in Moscow, the town's building projects over the years will continue to rise . The following year, investments increased by almost 70 billion rubles. (Up to 428.669 billion rubles.) Incorporated in 2013 446 684 000 000 rub., In 2014, offered to invest 476 481 000 000 rubles. But even investment this year so far mastered slowly. According to the Department of Finance in Moscow, from 292 billion rubles. That this year must dispose of the construction department of Moscow, while 23% spent. To implement the city program, you need to spend every day of tenders by 1 billion rubles. "We participate in the auction, but while large amounts have not seen", - says CEO "Mospromstroya" Boris Guretsky. "No problem at all costs to absorb the funds. The main volume of the introduction of new facilities and, accordingly, the funding comes at the end of the year ", - commented," Vedomosti "Head of Construction Andrew Bochkarev. However, an official of the Moscow government recognizes that the builders can no longer take on the additional amounts, such as infrastructure projects. This year, Moscow has stepped up sharply road construction, and in the city has no more than a dozen general contractor specializing in such work, explains the CEO of a construction company Gennady Zhivotinsky Bowl.

Cheap houses are in demand

By the end of summer, the interest of potential tenants in a relatively cheap little houses began to grow. Active tenants in the rental market-town real estate in July 2011 continued regular decrease. Demand has fallen in comparison with June of 32%. The proposal also fell, but the decline in July compared with June was small, only 3.6%. It should be noted that the interest in short-term rental town houses, for 1-2 months, is still present. The maximum demand in July and early August have traditionally cottages cost from 1000 to 3000 dollars - 45% of the demand. Second place in the structure of demand divided segments of $ 1,000 and from 3,000 to 5,000 dollars - they accounted for about 20%. At the price range of 5000 to $ 10 000 had 10%, and only 5% took expensive items $ 10 000 in July renewed interest in inexpensive objects. Thus, the proportion of demand for houses costing up to $ 1,000 / month. increased to 20%, while in June at such facilities accounted for only 4% of total demand. Most likely, poor or thrifty citizens, in July with plans for an uncertain holiday, the chances to August and the season of "Indian summer" in the suburbs. In the structure of supply in this period accounted for 32% of the value of the objects from 1000 to $ 3000 in second place with equal amounts (by 22%) - cottages to $ 1,000 and from 3,000 to 5,000 dollars on items costing between 5000 to 10 000 thousand dollars accounted for 20% of the total offer. And for the most expensive country houses costing between $ 10 000 - 4%.

HMLA developing social housing programs

2015 to buy an apartment with a mortgage can every third family, and by 2020 mu mortgage way to improve the living conditions will be available to half of the Russians. Such a task is set by the Agency for Housing Mortgage Lending (AHML) to approve the development strategy for 2011-2020. Last year, we recall, the mortgage was in force less than a fifth of Russian households - 19.8%. Increased availability of mortgages, including through the introduction of new products, as well as infrastructure development of the mortgage market, inherent in the strategy should greatly improve the situation. According to experts AHML, the volume of loans in 10 years will grow at three times - from 301 thousand last year to 868 thousand in 2010. HMLA focuses on four main areas of the mortgage market. First, the incentive program continues the primary market. This direction was maintained during the crisis in the first place, to "kill two birds with one stone" - on the one hand, to help solve the housing problem citizens, on the other - to support the construction complex. But now, when the financial situation became more stable, and the banks newly expanded mortgage programs, HMLA adds to the strategic three areas: promoting the secondary mortgage market mortgage market infrastructure and the development and implementation of special mortgage programs for certain social groups of citizens. Development Programme, the secondary mortgage market is aimed at expanding the investor base in mortgage-backed securities, an increase in the number of issuers and increase the liquidity of mortgage securities on the secondary market.

People's opinion: the fall of prices for apartments will rise

All the summer the price of the property market virtually marked time. This is partly explained by the traditional "seasonal" lull - buyers and sellers are on leave, the housing problem has been postponed. However, the fall begins the "business" season, the people returned to Moscow real estate market has traditionally come to life. Then what awaits us? In the summer, "inviolability" of prices on the Moscow housing in addition to the holiday season are more profound reasons. The real estate market affects many factors, and some of them pulls up prices, and some - down. Which of them are outweighed, and there prices are going. For a long time, they are equilibrated with each other. For example, rising in price as oil seems to push prices up (judging from the simple logic that the oil companies bought up the Moscow apartment). However, apartment prices for oil dynamics did not respond. Because there is such a thing as a limited effective demand, here it is a real estate growth does not start. A simple, no "oil" and "gas" buyer (and there are people in the market is always more), is interested in housing "no frills" special money. Thus, our real estate market for a long time (not just in summer but in the year to this point) as follows: the price though and reacted to inflation, playing it, but a special commitment to the growth did not show. According to the magazine www.metrinfo, ruble prices hung in the 132-142 thousand rubles for "square» http://www.kurs.metrinfo/graph/ exception was the segment of economy-quality buildings, where some growth was observed for the following reasons: First, it is in principle a bit, the choice of the buyer is small and, therefore, that is - is in demand.

For five years, the builder - not a term

Buy a flat from companies that declare compliance with the law on joint construction (№ 214-FZ), no guards of the future tenants of the numerous problems. Developers are trying to reduce the statutory five-year warranty period, refusing to repair the apartment, even when the emergency due to poor quality of work performed there a few months after taking up residence. Federal Service and the Prosecutor have to prove the illegality of such "rules". Violations found in treaties with the future owners of the apartments has concluded entering into group RBI LLC "Building Systems". The inspectors found that the warranty period is calculated not from the transfer of the apartment holders, and the date the formal surrender of the state commission houses. The Arbitration Court ruled such conditions illegal and infringing on the rights of consumers. Similar practices to reduce warranty periods are used, and other developers in St. Petersburg. Administrative Law expensive contract case against the company, "Building Systems" district prosecutor's office instituted, which attracted the attention of the terms of contracts of participation in joint construction of an apartment house "privilege." In addition to reducing warranty period, they provided that in case of deficiencies interest holders had the right to require the developer only "gratuitous deficiencies within a reasonable time." Federal Service, has received submissions from the prosecutor's office, confirmed the violations. Indeed, according to the law warranty period should be calculated from the time when the buyer receives the goods (flat).