A study by the GE Money in Russia, Czech Republic, Poland, Romania and Hungary provide a basis to say that today Russia and the Czech Republic - a country of tenants. Among the countries participating in the survey, the leader in rental housing belongs to the Russians and the Czechs - and we have, and they have one in four adults living in a rented apartment. The study also showed that residents of all countries participating in the survey are interested in improving their housing conditions. With parents or alone? According to the survey, an average of 27 percent of Russians are living with their parents. This is the largest number among the countries surveyed. For comparison - in Hungary, this figure is 18 percent, while in Romania - 19 percent. Sooner or later most of the adult population of our country begins an independent life, and only one in four adult Russians continue to live with their parents for a long period. 27 percent of Russians are on the same living space with his parents until 39 years. This figure is the highest in Europe. The average age of compatriots who begin to live independently from their parents - 23 years. Similar data from Hungary and the Czech Republic. In Romania and Poland - 24 years' results of a survey conducted by GE Money, have demonstrated that the age of 29 44 per cent of Russians do not live with their parents. If we compare with the Czech Republic and Hungary, there youth faster gains "housing independence". In these countries, apart from the parents live more than half of the population aged 18 to 29 years "- said Richard Gaskin, President of JSC" GE Money Bank. " "In Russia, the study found that people who are now 50-60 years old, began an independent life at 25 and those over 30 - in 22 years. Young people from 18 to 29 years, as a rule, begin to live alone at the age of 21 years. Thus, the tendency for young people leaving the parental home at an increasingly early age, get the actual evidence "- adds Richard Gaskin. Russia and the Czech Republic - Champions for rent in all countries in which the survey was conducted, the dominant type of housing is a real estate owned by the possession. Rent is most common in Russia and the Czech Republic, where every fourth adult inhabitant of the country takes home. In Romania - one in five, in Hungary - one in ten, and in Poland - only 7 percent of the adult population. Living in a rented apartment is typical for young people. With age, the percent of people living in their own homes. Thus, at the age of 30-39 years in Russia, 76 percent live in their own house or apartment in the Czech Republic 71 percent, 82 percent in Hungary, Romania 89 percent, while in Poland - 94 percent. For Russia, the Russian malometrazhnaya characteristically live in a small area, almost half of those surveyed said that they live in a flat area of no more than 50 m2. This is the highest among the countries surveyed. A characteristic property for the Hungarian area of 50-75 m2 - this answer was given by 48 per cent. Close to this performance in the Czech Republic and Poland - by 34 percent. The highest rate of residents over an area of 100 m2 - in Poland (27 percent), compared to Russia on an area greater than 100 m2 of living less than 5 percent of the population. We want to live a better interest in the improvement of living conditions - to buy a new home or make repairs to the existing - more than half of the respondents were of the Russians. In the next 3 years, it plans to make 56 percent, and in the next 5 years - 65 percent. Most want to improve living conditions in the Czech Republic - 67 percent of respondents in the next three years and 76 percent - over the next five years. In Hungary and Romania, only a third of respondents planning for the next three years to improve housing conditions. At the same time motivating factors are different in all five countries. So, the Russians more than the others want to live in their own homes (more than 35 per cent) or in the house a larger area (more than 30 per cent), the reason for the improvement of housing is also the birth of a child (22 percent). In Poland, the motivation is the desire to invest in the future (about 50 percent of respondents). In the Czech Republic and Hungary - to live in the house for one family (15 percent). In Hungary, there are also "negative motivation" - to improve the poor living conditions (25 percent). What is it, a dream home? When asked what they want from their new home, respondents in different countries respond differently. This applies to both preferences for location of new housing, and in his footage. Residents of all countries would like to move to the outskirts of the city or town. Most clearly, this tendency in the Czech Republic - 84 per cent, all in Poland - 48 percent. A quarter of those surveyed would prefer to live in the city center, the desire to go to the outskirts of the city showed 32 per cent, while outside the city limits - 21 percent. Russians and Hungarians have sounded rather modest needs in terms of square footage apartments - about half of the respondents would like to live in the area from 50 to 75m2. More than 40 percent of the Czech Republic plan to purchase a house ranging from 75 to 100 m2. In Romania, about 40 percent of respondents would prefer to footage of over 100 m2. 25 percent of those surveyed plan to spend at least a year to improve conditions, 15 percent not more than 2 years, but 30 percent are willing to improve the living conditions longer than that. The most tolerant nation in this respect - Romanians, 40 percent are willing to wait more than 2 years. Complete the process of improvement in less than three months are going to 22 percent of Hungarians. Russians are willing to invest in better housing than the others. The average size of investment in Russia amounts to 27 thousand euros in Poland and the Czech Republic to 26 thousand, 21.5 thousand in Romania and in Hungary - 18, 5000 euros. Where can I get money? In all the countries that participated in the survey, interest in financing a home purchase loan with a financial institution - is obvious and significant. The highest rate - in the Czech Republic (81 percent) and Russia (68 percent). A little less than half of Romanians to improve their living conditions will look for an alternative source of funding. Are we waiting for the boom of mortgage lending? The above report has confirmed a number of conclusions from a study of GE Money in the UK, examine how the past thirty years has changed the profile of the average buyer's first own home or apartment. In particular, as with every year the average age of people getting married and Exciting Children, the British were later buying their own homes. The same trend can be seen in Russia today. Young people seek independence all at an early age and began to live separately from their parents after graduation practice. Most prefer to rent accommodation. On a more serious step - buying your own apartment - the Russians are solved when there are stable family relationships and children. And then quite understandable desire to move to the outskirts of the city, where, first, a larger area housing is cheaper, and secondly, a more healthy environmental conditions. Ambitious young people with good earnings, focusing on careers, can afford to buy an apartment, and closer to the center so as not to spend too much time on the road to and from work. In accordance with previous findings concerning Russia, GE Money Bank predicts the emergence of a stable demand for better housing, and hence the mortgage, especially in the Russian regions. In the central regions of the country where the mortgage market has already been formed and is working more and more popular will become tools of refinancing. On the investigation of an exclusive survey commissioned by GE Money was conducted in August and September 2007 by TNS AISA in Russia, Czech Republic, Hungary, Poland and Romania, using a representative sample of the adult population in these countries. In Russia, the survey was conducted in 39 cities with population over 100 thousand people (Moscow, St. Petersburg, Nizhny Novgorod, Yekaterinburg, Kislovodsk, Orel, Tula, Tomsk, Nizhnevartovsk, Novorossiysk, Novosibirsk, Samara, Omsk, Kazan, Chelyabinsk, Rostov-on -Don, Ufa, Volgograd, Perm, Krasnoyarsk, Saratov, Voronezh, Tolyatti, Krasnodar, Ulyanovsk, Izhevsk, Yaroslavl, Barnaul, Irkutsk, Vladivostok, Khabarovsk, Novokuznetsk, Orenburg, Ryazan, Penza, Tyumen, Naberezhnye Chelny, Astrakhan, Lipetsk) . In a telephone interview respondents were interviewed in 1003 at the age of 18 to 65 years (did not participate in opinion polls over the last six months).
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